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And for a Friday in the pristine lush green forests of Kabini …… some thoughts … some musings …….. Kabini is about 5 hours beautiful drive via the new NICE road ( it’s the name of the lovely new road stretch ) & Mysore Expressway ……. from any hotel or the BBD area of Bangalore…

And for a Friday ….. when India lost one of its greatest Corporate law luminaries ….. & me ….a dear friend & legal Guide …. some thoughts ….. some musings ……. In the corridors of the Chambers at the Taj Mahal Hotel … or Belvedre at The Oberoi in Mumbai … …. almost every evening…

And for a Friday …… as recent State elections results have thrown up amazing surprises …….some thoughts … some musings ….. Most important message to the world is the maturity of the Indian Democratic system …… voters are poor … yes …semi literate … yes … accept freebies … yes …. But make no mistake…

And for a Friday …. returning from Mumbai after the 70 th Founders day celebrations……some thoughts …. some musings…… It’s quite nostalgic that of the 70 years of the IndoGerman Chamber of Commerce-IGCC …. I have been associated for more than 30 years …. having been in the Management Committee & part of many Initiatives…

And for a Friday …. as elections for state assemblies are almost over with results on May 4 th ……. Corruption as a core theme ….is sadly conspicuous by its total absence in discourses ………. Every political party in opposition has levelled charges of corruption …. but when in Power the system just readjusts …..…

And for a Friday …… of a New Year as per Hindu calendar from Kathmandu to Trivandrum & Kolkatta to Punjab…..some thoughts … some musings…….. The ongoing Iran -US-Israel war has cast its shadows across celebrations all over the world …. geopolitical tensions…… uncertainties of international travel …. sudden spurt in prices for sparsely available…

And for a Friday ….. in Thiruvanthapuram …. after election day yesterday ….some thoughts …. some musings….. Elections fever , tempo & enthusiasm in Kerala is markedly different from other states of India …..I was hugely impressed by the active involvement …… deep study … clear commitment along party ideology lines ….& the seriousness with…

And for a Friday …..as India commences the World’s largest & India’s first ever Census in Digital mode ….. some thoughts …some musings …. The last census was in 2011 … so it’s a huge gap of 15 years when so much has changed in the country …… In this Census digital mode data will…

And for a Friday ….. rather strange resignation by the Part time chairman of HDFC Bank …… some thoughts …some musings ……. India’s Economic revival & growth story is linked to the structural Reforms of 1991 when the country was forced to move its gold to get an IMF loan …… since then we have…

And for a Friday as the US-Israel war with Iran intensifies ……. every country in the planet is affected & concerned ….. some thoughts … some musings ……. Global Geopolitics has been very Volatile & Brittle…….the conflict in Ukraine & Middle East has been dragging on ….. but suddenly the Iran war & its implications…

And for a Friday ….as India retains the T20 World Cup ….: second consecutive win ….. this time as Host country …… some thoughts …. some musings…… Cricket is no longer just a sport in India …….Indians are divided in countless ways …. by the cuisines they enjoy Veg vs Non veg , by languages…

And for a Friday …..: as the Israel/US -Iran war intensifies …… some thoughts …. some musings ……. Geopolitical tensions have been hovering over the last few years with Russia -Ukraine war the Palestine -Gaza conflicts ….. but they seemed in another continent & some distance far away …. as compared to this war which…

And for a Friday …… a new release of a class 8 Social studies Text book by NCERT stirs …… a national debate on Corruption …….. some thoughts ….. some musings….. There is no denying that Corruption is the “Elephant in the Room” which is slowing down India’s progress to wipe out Poverty & create…

And for a Friday …… India hosting more than 100 nations & 20 Heads of Countries ….. AI Impact Summit ….. some thoughts …some musings …. AI Tech summit in Delhi & the level of participation with the likes of Sunder Pichai CEO of Google ….. remembering his travels by Coromandel Express from Chennai to…

And for a Friday….. amidst the ongoing World Cup T20 Cricket matches…… some thoughts …. some musings ….. Cricket unlike football was mostly restricted to Commonwealth countries …… but thanks to the universal popularity of the game in South Asia in General & the money power in India in particular ……. BCCI is ensuring the…

And for a Friday ……. The Union Budget & the BIG announcement of US-India trade deal…… some thoughts …. some musings…. For the common Man in India the Union Budget presented on 1st Feb was a NON – EVENT …… and that’s the way it should be for a maturing large $ 4Trn Economy ………

And for a Friday …. of the Historic FTA between India & EU ……some thoughts ….. some musings….. India has signed more than 20 FTAs & CEPAs with many countries including the UK , Australia , UAE, ASEAN etcetc ……: but their CEPA ( Comprehensive Economic Partnership Agreement) with Japan followed by this FTA with…

And for a Friday in Bangalore …… The National Start -Up day …..& 100 years of Chemistry Department of St Joseph University ……. some thoughts ….. some musings ……. It was my privilege to be invited to the Smartchem 2026 International Conference to celebrate 100 years of the Chemistry Department of St. Joseph’s University which…

And for a Friday ……. an enjoyable event the Walk-A-Thon ..at the new Coastal Worli Promenade Mumbai …. some thoughts ….some musings…… With expressways …& new models of small cars ……. sedans .. SUVs ..Electric , Hybrids … BYDs … & the 20 million two wheelers sold in just last one year …… the cities…

And for a Friday in Mumbai …….. the commercial capital of India …..some thoughts ….. some musings…. India’s Growth story continues to surprise the World … Inspite of the INR depreciating against the Dollar …..India has last month overtaken Japan to become the fourth largest World Economy …….having successfully signed FTAs with UK , Australia…

And for a Friday ….. in Chennai on a short year end visit …… some thoughts … some musings …… This New Year’s Eve in Chennai was kind courtesy our Sambandhis who hosted , greeted & treated us most royally … fun , food & frolic……. New Year’s Eve was an “At-Home” affair with Family…

And for the last Friday of an eventful 2025 ……some thoughts …. some musings…… The 12 months of 2025 have been really melodramatic as the World morphed from VUCA times to BANI …. B-Brittle ..Anxious .. Nonlinear …..Incomprehensible……. the continuing Ukraine conflict & a new American Presidency …..completely changed the world order……..Inspite of the 50%…

And for a Friday ….. having enjoyed a real Spy thriller – Dhurandhar……… some thoughts …. some musings ……: I am not a movie buff …. Rarely I see films …. this time a Shoba De Reel forwarded to me brought into focus “ Dhurandhar” ….. a gripping fast moving Intense movie ….. with slick…

And for a Friday …… as India’s largest Domestic Airline struggles to some state of normalcy ……: some thoughts …. some musings…… Indigo …. carrried the Tag line …. On time Every time ….. so what if the schedule had a planned cushion of 10 minutes ….. the flyers were happy to reach their destinations…

And for a Friday …… in Trivandrum after the “SoBo Mallu” Gettogether & Karthika …. “ the kerala festival of lights “ …… some thoughts ….. some musings ….. India is such a large Country …. allmost a Continent…. the diversity amazes at every step …… in Kerala particularly the erstwhile state of Travancore which…

And for a Friday …..after a big ticket Reform …… Archaic Labour laws amended …… some thoughts …. some musings….. Imagine the fourth largest economy in the world operating in the current AI driven ML Digital world of Smart phones & Social media …. with one of the world’s finest unified payment system with a…

And for a Friday returning from ……. Christ University Lavasa Campus ….near Pune ….some thoughts …. some musings……. Courtesy my friend Thomas Lawrence & the leadership of MBA programme I enjoyed participating in “ Lead 2025 “ with the Faculty & students of the MBA programme at this Lively , vibrant , enthused … 24x…

And for another Friday ….. a memorable event in Mumbai … a book launch Function ….some thoughts … some musings …… My former colleague the then CEO of the Agricultural Division was enthused by his Grand kids & facilitated by his son in Canada ….. to go down memory lane for 8 decades …..outcome an…

And for a Friday ….. history is made ….when Indian women dominated Media …. Grabbed Headlines …. some thoughts ….some musings ……. The World Cup Woman’s Cricket Final….. the moment Indian Captain Harmanpreet magically got her hands to a flyer & the last South African batter was out …. History was made …. Ian Bishop…

And for a Friday of the Vigilance Awareness week …….. honouring the memory of Sardar Patel …… some thoughts …. Some musings ….. Every year India observes a Vigilance awareness week to promote Integrity , transparency, accountability & to combat Corruption ……sporadic campaigns & events held particularly by PSUs & GOI to take the Integrity…

And for another Friday in Mumbai …… a memorable experience in the Underground Metro …… some thoughts …. Some musings….. All Mumbaikars I too have been anxiously waiting for Mumbai’s modern networked transport infrastructure to be operational ….. & what a WOW movement…… this month after a long wait & patient suffering …. overcoming many….…

And for a Friday …… still in Mumbai enjoying the festive spirit ……..amidst the Gold price explosion….. some thoughts …some musings ……. Every state in India has one very big festival & all states partake in all festivities in differing scope & scales……..…..these festivals are also shopping sprees …. the poor & rich all indulge…

And for a Friday in Mumbai ……on invitation as a Panel member at the Legasis 10/10 conclave …..some thoughts ….some musings …… My good friend Suhas Tuljapurkar Managing Partner -Legasis Partners -Advocates & Solicitors …. was introduced to me many decades back by another hard crusader in the Anti Corruption drive …… Dr.Shabnam Siddiqui who…

And for a Friday ……. as Japan’s R&I joins other Global agencies in upgrading India’s Sovereign rating …… some thoughts ….. some musings…… Japan’s largest credit agency RI -( Rating & Investments Informatics. Inc) with HQrs in Tokyo with big presence in Hong Kong & New York has upgraded India rating to BBB+ …..stable outlook…

And for a Friday …. returning after a short vacation from Bangkok amidst the huge commotion on H1B US visas …… some thoughts …. some musings…… It was a unique opportunity to be part of the visiting Malayali family to attend a 28th day naming ceremony of a Global baby in Bangkok -Adi Kalra Nair…

And for a Friday …… on a vacation to Phuket in Thailand …..:some thoughts …. some musings….. Kind courtesy of a very dear friend of ours Suresh & his gracious wife Sumi we are hosted in a fabulous Marriott resort in this beautiful rainforested mountainous island in the sea -Phuket in Thailand. This picturesque town…

And for a Friday ……. increasing incidences of Cybercrime …. Frauds & “ Digital Arrest “ …… some thoughts …. some musings ……. In every city & across the country the number of cyber frauds & cyber crimes are increasing exponentially ….. few specifics reported in newspapers illustrate the ingenuity , preparedness , deep knowledge…

And for a Friday ….. as Lord Mahabali arrives Kerala & across India wishing ONAM amidst …….massive Reform move GST 2.0 in the midst of the ….crushing 50% US Tariffs …… some thoughts ….. some musings……. In the comity of Nations India has a unique positioning ……. though a developing Nation… She is already the…

And for a Friday ….. in Trivandrum …. the twists & turns of Life ….. loosing friends, relatives, colleagues, school & college batchmates ……as good memories live on … life goes on ….some thoughts …. some musings….. Age is ofcourse just a number …. but into my seventies ….. I realise approaching super senior citizenship…

And for a Friday …….of a week of even greater Global uncertainties ……accentuated by Ukraine war ….. some thoughts …. some musings ….. If there is one country which can uniquely handle chaos … uncertainties & still carry on with BAU ( Business As Usual) ….. it is India & facing unpredictability seems to come…

And for a Friday ……. the 79th Independence Day of India …… some thoughts …. some musings……. Born in early fifties my Generation in India has seen it all ……my parents were forced by GOI to migrate from kingdom of Travancore ( now part of Kerala) to Poona ( now Pune) ……growing up in Poona…

And for a Friday …… after attending the inauguration of the SAP innovation labs ……. some thoughts …..some musings….. SAP …… one of the World’s largest & Germany’s most valuable company by Market capitalisation …… inaugurated the SAP Labs Innovation Campus in a swanky new 41 Acres site in Knowledge Park of Bangalore …… this…

And for a Friday ….. in Mumbai …. visiting the brand new Swadesh Showroom …. some thoughts …some musings ….. For most of us Mumbaikars Eros opposite to Churchgate station was an iconic building housing the Eros Cinema theatre …… favourite place in the Eighties & Nineties for watching English movies & enjoying Beer &…

And for another Friday ……. with mounting Traffic jams & escalating fatal accidents in almost every city & across highways …… some thoughts …. some musings ……. In India with easy availability of vehicle loans &. abundant choices at each price point …..every year we add 4 mn four-wheelers & 18 mn two wheelers to…

And for a Friday ….. as the humble Kolhapuri Chappal makes international fashion headlines ….. some thoughts … some musings…. I feel a great sense of satisfaction that my personal efforts as CMD of a large MNC when we spearheaded the national campaign for India to move ahead with the new IPR regime , accepting…

And for another Friday ……India’s “Achilles heel” – the language quagmire….. some thoughts …. some musings…. India is a huge multilingual country which is divided into States based on the language spoken by the majority of its residents of a given area ……..the issue of language is highly complex igniting emotional responses on language rights…

And for a Friday ….. after a rather longish three weeks in Europe …..relieved to be back home ……some thoughts …. some musings……. What a sense of relief as my Lufthansa flight finally touched down on Indian soil ….. & walking into the swanky new Airport at Bangalore with its fabulous Duty free shops with…

And for a Friday of a week in Germany …. with the Indo-German delegation …. some thoughts…. some musings ….. In these super “VUCA“ times with the whole world in turmoil ….. the friendship , cooperation & mutual synergies between Germany & India is in an ideal “ Made -for -each -other “ mode” .…

And for a Friday of a week of holidaying in Southern Spain ….. some thoughts …. some musings …. Whilst India is the fastest growing large economy …. Spain is the fastest growing Developed Economy currently in the World……..though Spanish population is less than 50 mn ….. the language is spoken by more than 600…

And for a Friday …….. amidst the continuing Ukraine & Palestine conflict & Global uncertainties …. some thoughts … some musings……. Trade wars … import duties & overall unpredictability has slowed down the world economy ….. some of the poorer & underdeveloped economies of the Global South who depend on traditional commodity exports or suffer…

And for another Friday …… with outstanding sports achievements….. some thoughts … some musings …… India’s progress in the Economic front has grabbed a lot of headlines ….. but over the last decades county’s achievements in different Sports has been truly remarkable …. In the Asian Athletics Championship 2025 just concluded in Korea, India was…

And for a Friday as ….Kannada writer Banu Musthtaq wins the International Booker Prize …. some thoughts … some musings…… It is indeed a momentous occasion for all Indians that for the first time a Regional language book of short stories – “Heart Lamp” has won the International Booker Prize …… the Author, a well…

And for another Friday …… as India has normalised …. & back to business …some thoughts….. some musings….. Let’s all of us get back to … what each of us do best …..:politicians can restart their bickerings. …. “Tu-Tu-Mein-Mein”…….IPL has returned to full form with most overseas players back to duty ….. share markets have…

And for a Friday ….. returning from Mumbai after a book launch …”Sleeping with Pesticides”..…some thoughts …some musings ….. Ooofff.. … phew… what a week gone by in Mumbai ……Board meetings of PCGT ( Public Concern for Governance Trust ) … BCCI ( Bombay Chamber of Commerce & Industry ) ….. & the most important…

And for a Friday ….. post Operation Sindoor….. the stunning response by India to the Pahalgam Terrorist attack ….. some thoughts … some musings….. Pakistan has been the “Terrorist Capital” of the world ….. terrorism as state policy as directed by Inter-Services Intelligence (ISI) has been admitted on TV news interviews by none other than…

And for a Friday …..: a week after the terrorist attack on innocent defenceless tourists …… some thoughts …. some musings …… Many of my friends & well wishers particularly those in Europe & abroad & Millineals … those not familiar with the history of India’s independence from the British colony in 1947 are unaware…

And for a Friday ……as the entire nation is in mourning ….. some thoughts some musings….: The most brutal killing of 26 & injuring scores more of innocent , defenseless tourists in the upper reaches of Pahalgam in Kashmir will no doubt go down as the most gruesome acts of Pakistan-sponsored terror in the Kashmir…

And for a Friday ….as the world grapples with the uncertainties of the Trade Wars …. some thoughts some musings ….. In today’s context what the Super Powers …US & China do …..HOW the Worlds developed RICH Nations … Japan , Germany , France , Singapore , Saudi Arabia , Qatar etc. etc. react to…

And for a Friday …. returning from Japan to Namma Bengaluru….. some thoughts …some musings……:: Whilst we had arrived Tokyo at Narita airport we left from Haneda which is located within Greater Tokyo city ….the older rather jaded version of international airports …. ….in contrast is the swanky new Kempegowda International Airport in Bengaluru ….strikes…

And for a Friday ….. in Tokyo enjoying the Cherry Blossom season ….. some thoughts … some musings ….. Japan is so unique … I love Japan …its people … the culture & traditions … there is so much to learn & emulate from the Japanese who probably are the worlds most culturally evolved &…

And for a Friday, India’s most favourite national pastime, IPL-2025 is underway, some thoughts … some musings…. Cricket in general & now IPL is not just a Sport anymore in our country it has transformed into a way of life …….it was in 2007 that India won the inaugural T20 World Cup & the innovative…

And for a Friday returning from Trivandrum, some thoughts … some musings…… My confidence that irrespective of the Large dark clouds hanging at the Global Geo-Economic levels ….. India is on its own unique path of growth amidst its chaotic , loud & noisy democracy is further cemented ……….. the best test is that each…

And for a Friday, returning from Mumbai after a Bilalumni gettogether … a trip full of nostalgia…. some thoughts … some musings…. Having stayed for more than four decades in the Malabar hill area……. every landmark & street is full of memories ….. Monday morning dropping my grandson to the Cathedral Middle school bus …..…

And for a Friday in Mumbai, some thoughts … some musings ….. This trip was for meetings of my NGO -PCGT , Bilalumini & to see the one of the most famous Musicals “The Phantom of the Opera” at the Grand Theatre NMACC undoubtedly one of the Best in the World …..travelled by Premier Economy…

And for a Friday after attending a very interesting Chemical Conference, some thoughts….. some musings….. The Post Graduate & Research Centre of the autonomous St. Joseph University …….next door neighbour at my Bangalore residence ……I enjoyed participating in the two day Conference on “ Chemical Sciences for a Sustainable tomorrow: Synergy & Solutions……being a Chemistry…

And for a Friday …… as the Indian Stock markets are correcting …… every state is competing for investments …….some thoughts ….. some musings …. In 2025 the Global economy is uncertain …volatile & unpredictable ….. geopolitics changing by the day …. Countries are constantly reacting to the challenges & the falling share market in…

And for a Friday, with the pausing of FCPA, new twists & turns to the Art & Science of Corruption, some thoughts….. some musings….. Corruption is all pervasive. There are many debates on whether practicing Corruption is an Art or a Science ……and many forms of Corruption ….. Collaborative Corruption where the Giver & the…

And for a Friday dominated by the Union Budget and the C-17 US Military aircraft in Amritsar, some thoughts….. some musings….. The most important take-away for me was the recognition for the first time ever of the honest tax payer and a decent tax relief across all income slabs. The tax paying middle class in…

And for a Friday celebrating the Republic Day in Mumbai, some thoughts….. some musings….. This the 76th Republic Day I celebrated in Mumbai, staying, not at the Taj Hotel, but at my club, the RBYC (Royal Bombay Yacht Club). On a personal trip, no Board meeting, no agenda; just walking the pavements and watching the…

And for a Friday, a week globally dominated by the return of President Trump, some thoughts….. some musings….. I don’t know what the viewership numbers were for the Trump swearing in ceremony, not only in the US, but almost every part of the World the event was watched, with experts analysing every move, every statement…

And for a Friday returning from my hometown – Trivandrum, some thoughts….. some musings….. Horror stories of the complete choking; zero visibility in Delhi and the generally high levels of pollution in most major cities. One capital of a state stands out head and shoulders above all others, Thiruvananthapuram the Capital of Kerala, formerly called…

And for a Friday approaching the new Union Budget, some thoughts….. some musings….. For Senior Citizens, any revisions in the Income Tax slabs or provisions to “Ease of Life” for Seniors must be watched for. Given the effective inflation for Pensioned Seniors of 7-10 % in the coming decade, post tax disposable income and savings…

And for the first Friday of the New Year, some thoughts….. some musings….. At the outset let me wish all my FB friends, relatives, colleagues and every one close to me, here’s wishing each of you a Happy 2025 full of Peace, Happiness and Good Health. Those of us born in the fifties, the last…

And for a Friday returning from weekend vacation at Alibagh via Mumbai, Some thoughts….. some musings….. Life in Mumbai is changing; changing fast and for the better. In the early nineties Mumbaikars would get away to Lonavala and Karjat for relief from the congested flat life of Mumbai. Now that is passe. Alibagh has fast…

And for a Friday, as Europe’s biggest economy plunges into political crisis, some thoughts….. some musings….. German Chancellor Olaf Scholz lost the confidence vote for his “Traffic Light” coalition. He was supported only by 207 Lawmakers in the Bundestag (German Parliament) with a total strength of 733 members, of whom 394 voted against his Govt.…

And for a Friday returning from Hyderabad post a memorable reunion with my Searle staff of the early nineties, some thoughts….. some musings….. Four phases of my professional life – Searle India was the second phase from 1988-96. The company was a subsidiary of GD Searle of USA, better known by its then association with…

And for a Friday with many flight disruptions due to adverse weather and impact of climate change, some thoughts….. some musings….. With less than a month to go before President Trump takes over, one of the major uncertainties the world faces is the future of the Paris Agreement on Climate Change. As per article 9…

And for a Friday as the Adani group is again brought centre stage in Indian and carefully selected international media, some thoughts….. some musings….. With more than five decades in the Indian corporate sector, I see the multitude of challenges that the country will have to face as we emerge out of the dungeons of…

And for a Friday just returning from a wedding, some thoughts….. some musings….. The Big Fat Indian Wedding Season, November to March, is on. We returned from Mumbai and next few weeks will travel across the country, Delhi, Chennai, Cochin, Trivandrum and Mumbai. This year there are more auspicious days. 18 days till December alone…

And for a Friday in the commercial capital of India, Mumbai, amidst a falling share market and a favourably developing US Cabinet, some thoughts….. some musings….. The announcement by President-elect Trump of Eon Musk and Vivek Ramaswamy led initiative to completely revamp American Economic system – D.O.G.E – to dismantle Govt bureaucracy, slash excess regulation,…

And for a Friday as the fabulous comeback victory of Donald Trump dominates in every capital of the world, some thoughts….. some musings….. Trump 2.0 in 2024 is in a completely different world than Trump 1.0 in 2016. Post the devastating economic after effects of COVID, inflation, job losses, climate shocks of drought and floods,…

And for a Friday in Tokyo, coincidentally celebrating Diwali and the Halloween night, some thoughts….. some musings….. Diwali is undoubtedly pan India’s most celebrated and colourful festival, full of hope, new clothes, sweets, love and family bonding all around. Happy Diwali to all my near and dear ones who follow my Friday blog. Halloween, though…

And for another Friday travelling in Tokyo and suburbs, some observations….. some musings….. Tokyo is an overpopulated city with well over 35 million residents. But the punctuality, cleanliness, efficiency and scale of the public transport system impresses me the most. Undoubtedly, it’s amongst the best in the world. Underground Tokyo Metro connects the entire city.…

And for a Friday arriving into Tokyo for some Speaking Assignments and family Diwali get-together, some thoughts….. some musings….. Japan always impresses me. Every trip, there is something unique; this time invited to the Miraikan – National Museum of Emerging Science and Innovation. Spread over 7 floors, every visitor can experience cutting-edge science and technology…

And for a Friday on the sad bereavement of Ratan Tata, some thoughts….. some musings….. I started my career as a Management Trainee in Tatas in 1974, specifically in Tata-Fison Pesticides and my early posting was at Ralli House at 16, Hare street, Calcutta. Incidentally, many Tata offices were also located in the same Tata…

And for a Friday as Iran missile attacks escalate the Middle East tensions, some thoughts….. some musings….. I am no expert of International Diplomacy and equally less of Politics and Politicians. My expertise over the last 4 decades is in the corporate sector, managing capital on trusteeship basis to achieve the desired economic results on…

And for a Friday in Mumbai, suffered in the traffic grid, some thoughts….. some musings….. The receding monsoon caused havoc in Mumbai on Wednesday. Travelling from Malabar Hill to NMACC (Nita Mukesh Ambani Cultural Centre) with my grand kids for a Broadway show “The Little Prince” being staged, turned into a scary outing. After the…

And for a Friday, after repeated instances of innocents being cheated by Cyber Fraudsters, some thoughts….. some musings….. Every good technological advancement has its exploiters and creates an ecosystem of fraudsters and cheats. Internet based, paperless banking thru smart phones has huge conveniences for all of us. The same good technology is misused by fraudsters…

And for a Friday as Made-in-India iPhone16 is being launched globally, some thoughts….. some musings….. It’s undoubtedly a proud moment for India. Start of a great success story, as Apple’s choice of India as a second manufacturing base on China plus 1 strategy has fructified. The Foxconn factory and the entire growing electronics Eco system…

And for a Friday as Moodys and also Fitch reconfirm the optimism in the Indian Economic growth, some thoughts….. some musings….. As India is now getting grudgingly recognised by most World Economic rating agencies as an Oasis of stability, growth and economic revival amongst large economies, there is a perceptible effort to spread confusion and…

And for a Friday as the Nation rises in unison condemning the Kolkata doctor rape and murder, some thoughts….. some musings….. The Kolkata case has again hurt the nation’s conscience, raising alarm bells and protests across India and the Supreme Court took suo moto action. More than a decade has elapsed of another hugely shameful…

And for a Friday as news that GOI is clearing selected FDI from high tech Chinese companies, some thoughts….. some musings….. Having been involved in investments in China and India for a large German MNC, I have been closely watching developments ever since China’s incursions in the Himalayan borders and India’s retaliation by banning Chinese…

And for another Friday in Trivandrum, visit to the recently inaugurated swanky new Goethe Centrum, some thoughts….. some musings….. My dear friend Dr. Syed Ibrahim, the Director and also the Honorary Consul of the Federal Republic of Germany for Kerala, had kindly invited me for the inauguration of the Goethe Centre. But I was abroad…

And for a Friday in Trivandrum with two unprecedented events; calamity in Wayanad and the upheaval in Bangladesh, some thoughts….. some musings….. Having travelled extensively in Bangladesh and knowing many friends and colleagues during my German MNC days as head of South Asia, I feel for the people of Bangladesh. Bengalis are like Malayalees; very…

And for a Friday after the post budget speech at CII function by PM, some thoughts….. some musings….. During my four decades of corporate life, I had the privilege of being an office bearer in India’s top four Industry Associations. My ranking is based on member companies, professionalism, ethics and governance. The ranking is IGCC…

And for a Friday, post the first Budget of Modi 3.0, some thoughts….. some musings….. Honestly, every budget is a financial statement of the Central Govt and some forward looking policy indicators. This budget and all the political formulations after the 2024 elections have clearly sent out loud messages to all international investors. Political stability,…

And for a Friday as the Indian Economic Forecast gets a Thumps Up from Global forums, a jolt from Karnataka, some thoughts, some musings. India stands out as an oasis of growth and stability. In the current global chaos and the geopolitical tensions and the looming uncertainties of the certainty of Trump in US elections,…

And for a Friday in Mumbai enjoying the Monsoon in all its glories. Mumbai is the only city which can withstand the full fury of the monsoon and the Mumbaikar, irrespective of knee deep water on the roads and buses being off, still makes an honest attempt to reach his/her place of work. The maintenance…

And for a Friday as the Victorious T20 World Champions return home, some thoughts….. some musings….. Cricket is the National Religion of India. On behalf of the entire Nation the PM received and congratulated the World Champions. This World Cup, after 13 years, is the most unifying factor in India across all classes of society,…

And for a Friday back to Namma Bengaluru after a three week Europe trip, some thoughts….. some musings….. Bangalore international airport looks absolutely the best compared to Frankfurt, Paris, Heathrow, Naples etc. etc. Beautifully laid out, excellent baggage carousels, duty free shop and varieties on offer will put every other airport “Duty Free” to shame.…

And for a Friday on a short vacation to the Amalfi coast in Italy, some thoughts….. some musings….. During my working days with the German MNC and earlier with Searle and Tatas, have visited many cities Rome, Milan and Florence on work, but never had the opportunity to travel to the Amalfi coast in Italy.…

And for a Friday with the IGCC delegation in Germany, some thoughts….. some musings….. This year the Indo German Chamber of Commerce (IGCC ) had its AGM in Munich. The delegation included the German Ambassador to India HE Dr. P Ackermann and Indian Ambassador HE Mr. P Harish. As was to be expected, there has…

And for a Friday after the Elections Results of the world’s largest democracy, some thoughts….. some musings….. India has demonstrated why she is considered the most successful world’s largest democracy. Almost twice the population of US, voted in this election. Statistics are staggering. 650 million Indians from ages 18 to 103 voted over a 6…

And for a Friday as the curtains came down for IPL 2024, some thoughts….. some musings….. The 2024 version of IPL was unique as it almost ran parallel to the very major National event, Lok Sabha elections – 2024. Both commencing in April and running for more than two months. Both were studies in contradictions.…

And for a Friday as the heat wave issue is getting solved with pre-monsoon showers, there is no solution to problems of mismatch of job opportunities and talents. Some thoughts….. some musings….. I was not at all surprised that more than 30% of IIT graduates passing out have not landed jobs. The numbers will be…

And for a Friday in Thiruvananthapuram, some thoughts….. some musings….. Every Mumbaikar has a “Gaon” i.e. Village from which he/she originates. My “Gaon” is TVM. Ofcourse it’s not any village. She is the capital city of Kerala with a population of over three million people. A beautiful quaint green city, very well connected by air,…

And for a Friday as student agitations in US are flaring up, some thoughts….. some musings….. Some of the world’s best known Excellence Centres in Columbia, NYU, Yale, MIT, Harvard, Brown, UT Austin, Emory, USC and many others are currently in news, not for what we normally know them for. Highest standards in Research, Education…

And for a Friday in Mumbai, in the midst of a blazing summer and election fever, some thoughts….. some musings….. Maharashtra sends 48 members to the Lok Sabha and is the second largest contingent, after UP, amongst all states of India. However, this 2024 election, most political pandits are confused about the likely outcomes. Every…

And for a Friday in Mumbai, after an endearing farewell from the HDFC Life Board, some thoughts….. some musings….. All good things have to come to an end. So also my ten years on the Board of HDFC Life and I bid adieu to all my fellow Board members, the Company Management and staff. As…

And for a Friday as India’s mega sports carnival IPL is progressing; some thoughts….. some musings….. Today is match 26 out of the 74 matches before the playoffs of IPL 2024. Every evening, millions of Indians need no other entertainment between 7.30 to 11.30 pm. And weekends are bonus as there are two matches. The…

And for a Friday returning from my favourite city Pune, some thoughts….. some musings….. I always have very fond nostalgia for Pune where I had spent all my childhood and early years of collegiate at the Ferguson college. So an invitation to meet up with some of my colleagues from Searle India, where I had…

And for a Friday as campaigns for the Lok Sabha Elections heat up, some thoughts….. some musings….. I am keenly watching two constituencies of personal interest to me; Mumbai South and Trivandrum. A short walk from my house on Carmichael Road was the residence of the Deoras. Murli Deora for a long time was centre…

And for a Friday, after the commencement of the Worlds largest electioneering process, some thoughts….. some musings….. The CEC has announced Elections to vote in 543 Members to the Indian Parliament; an event whose scale, scope and statistics are mind boggling and almost a miracle. The entire process is so meticulously managed. The sheer size…

And for a Friday in Mumbai, elated by the undersea drive, disheartened by name changes, some thoughts….. some musings….. It was a real WOW!! Moment taking the U turn at Worli sea face and lo and behold driving thru 9.5 kms of super smooth coastal road with beautiful never seen before views of Mahalaxmi temple…

And for a Friday after one of the most opulent pre-wedding functions in the world, some thoughts….. some musings….. Most upper middle class Indians and NRIs all over the world have been enjoying the Anant Ambani pre-wedding, thanks to the sleek previews, Reels, Videos and global media coverage (ofcourse it was all virtual, vicarious pleasures).…

And for a Friday in Trivandrum, having witnessed the world famous Attukal Bhagwathy Pooja, some thoughts….. some musings….. It’s almost unbelievable; a congregation of more than 25 lakh women to pray at a temple at the appointed time on a single day. The Attukal Bhagwathy Devi Pongala is exclusively for women and boys under 12.…

And for a Friday arriving in Trivandrum from Chennai via Bangalore, some thoughts….. some musings….. Over the last five weeks, a queer combination of circumstances, events, necessitated a whirlwind tour between Bangalore, Mumbai, Cochin, Trivandrum, Bangalore, Kolkata, Chennai and back into Trivandrum, included Board meetings in one city to friends reunion after 50 years and…

And for a Friday returning from smoggy foggy New Delhi, some thoughts….. some musings….. For a Mumbaikar like me, Delhi is now a far off destination. It’s a reminder of the classic Mumbai vs Delhi debate. Delhi with the PMO, all the Central Ministries, ED and CBI, Lutyens Delhi is no doubt the epicentre of…

And for a Friday as various International agencies are upping the forecasts for India’s Economic Growth story, some thoughts….. some musings….. India had surpassed UK to become the fifth largest Economy in the world at 3.7 Trn$s and in terms of market capitalisation, the country has just moved to the fourth position ousting Hong Kong…

And for a Friday in good old Calcutta, now Kolkata, a nostalgic journey with a unique group of friends who 50 years ago started as Management Trainees staying at YMCA, Chowringhee, some reflections….. some musings….. In the mid seventies India was Socialist, controlled Raj of Licenses, permits and absolute discretion of the Babus in Delhi.…

And for a Republic Day Friday, quick trip to Cochin and my maiden ride in Vande Bharat train, some thoughts….. some musings….. Cochin, now called Kochi, in central Kerala and its neighbouring districts with the backwaters, colonial structures and the most scenic quaint places, host the highest number of domestic and international tourists. With the…

And for another Friday with millions of Indians getting driving licenses, some thoughts….. some musings….. India has the second largest road network behind US and ahead of China. Every day, average of 40 kms of new Expressways are added. The Union Road Transport and Highways Minister, Mr. Nitin Gadkari, undoubtedly one of the most efficient,…

And for a Friday in fast changing and dynamic “Aamchi Mumbai”, some thoughts….. some musings….. Mumbai is changing and changing fast towards leading India into its rightful status. Currently the world’s 5th largest economy and soon the third largest, after US and China, overtaking Japan and Germany; both suffering degrowth and consequences of the over…

And for the first Friday of 2024, an excellent beginning with a book launch, some thoughts….. some musings….. A former Co-Trustee of PCGT, a Cardiovascular Thoracic Surgeon par Excellence, a good friend and a strong supporter of SEEGOS, Dr.Ratna Magotra is one of those rare breeds of professionals with a gifted ability to write. Converting…

And for a Friday having watched the Shah Rukh Khan movie Dunki, some thoughts….. some musings….. On multiple recommendations, visited the PVR to assimilate Dunki and was amazed how the film – Reel Story was being played out in “Real” life in a suburb of Paris. The movie is set in Punjab and portrays the…

And for a Friday returning from Kerala amid reports of a Covid surge, some thoughts….. some musings….. TV channels and Social Media like to dramatise, exaggerate and create frenzy to get viewership. Kerala by virtue of a well developed primary health care system at the Block and village level, with the high literacy and public…

And for a Friday in God’s Own country, back from breathtakingly beautiful Japan, some thoughts….. some musings….. Most Mallus, an average Keralite, can well be equal or as good in terms of self-hygiene with a Japanese. The Malayalee, wherever he is, will have a minimum of 1&1/2 baths every day. Ofcourse, the average Japanese woman…

And for a Friday when Nifty is almost at 21,000 and BSE at 70,000, some thoughts….. some musings….. Irrespective of what Politicians or left oriented Economists may say, I believe the share index of a country is a fair reflection of the state of the Economy and business confidence into the future. This week Indian…

And for a Friday returning from Japan to Mera Bharat, some thoughts….. some musings….. Coming home to Mumbai, after an enjoyable three weeks holidays in Japan, one has mixed feelings. Obvious comparison of such a highly developed country like Japan with India is unfair. However, two features have left a strong lasting impression on me.…

And for a Friday in Japan, revisiting some of the landmarks, interacting with people, some thoughts….. some musings….. Japan is unique in so many ways. The most urbanised Country in the World and ofcourse Tokyo is the biggest city of them all. But every city in Japan has developed with modern amenities and skyscrapers. Public…

And for a Friday arriving into Japan for a family Diwali Get Together, some thoughts….. some musings….. Post Covid, overseas travels by Indians has increased multi fold. Whilst cities in US, UK, major European destinations and ofcourse Singapore, Thailand and Dubai are most favourite. Japan, somehow has not attracted as many Indians inspite of the…

And for a Friday in Mumbai, news of the iconic Air India building at Nariman Point being bought by Maharashtra Govt, some thoughts….. some musings….. In its hey days, the Maharaja symbolised best in class Indian service from the House of TATAs. The Air India building at Nariman Point had a unique recognition in Mumbai’s…

And for a Friday as India qualifies to go to the knockout stages of World Cup, some thoughts….. some musings….. With the Cricket World Cup being played in India, the country is totally polarised. Indians that also include NRIs, PIOs and OCIs, no matter which country passport holder he/she is, all are polarised into two…

And for a Friday preceding the annual Vigilance Awareness week, my favourite topics – Fighting Corruption and Good Governance, some thoughts….. some musings….. Starting from October 30th, for a week there will be a bombardment of posters, banners, advertisements, particularly from PSUs and Central Govt Organisations exhorting citizens to take the Integrity pledge, the promise…

And for a Friday, onset of the festive season – Dassera, Diwali Pooja, family reunions, shopping, festivities and marriages – some thoughts….. some musings….. Mid October to January is the series of major festivities across India with a number of days which, as per astrology, is best for marriages. So one can expect a cluster…

And for a Friday, the most unexpected and unprecedented events; Hamas Terrorist attack and Israel pounding the Gaza Strip, some thoughts….. some musings….. The sudden Middle East conflict reaffirms the unpredictability and Volatility of the Geopolitical times we live in. Just a fortnight back we held the 67th AGM of the Indo-German Chamber of Commerce…

And for a Friday after Men’s Cricket World Cup matches commence, some thoughts….. some musings….. Cricket in India, as in the South Asian Subcontinent – Pakistan, Bangladesh, Sri Lanka, Nepal, Afghanistan – is not just a sport. It’s a religion. Passion personified and the ultimate game involvement, more than 75% TV spectators consider themselves as…

And for Friday in Mumbai following the famous Ganesh festivities and immersion, some thoughts….. some musings….. The ten days Ganesh mahautsav in Mumbai this year were absolutely stunning. With crowds, cultural activities and general bonhomie amongst all, it was a revenge return of fun, devotion and societal harmony after the subdued years of the Covid…

And for a Friday following the National “Hindi Diwas”, some thoughts….. some musings….. The three language formula has been well accepted and working efficiently. There are no pressing issues. Considering the huge diversity of this country, it is implicitly understood that Hindi and English are the two official languages and these two along with all…

And for a Friday at the end of a successful G20 with India’s leap in its unique digital capability on public display, some thoughts….. some musings….. The biggest takeaway of the recently concluded G20 is the acceptance of the Western and Developed World of the huge leaps made by India in the digital technology space,…

And for a Friday on the eve of one of Independent India’s biggest road shows, G20 commencing tomorrow in New Delhi, some thoughts….. some musings….. Ever since India beat UK to become the fifth largest economy, the world has woken up to recognise India’s economic strength with new glasses and the opportunity for the Nation…

And for a Friday of the Onam holidays week in Trivandrum, some thoughts….. some musings….. Onam is not only the biggest festival and fun times in Kerala, but Mallus all over India and the four corners of the world celebrate the festivities and togetherness irrespective of caste religion or economic differences. Almost every Malayali, sometimes…

And for a Friday arriving in Trivandrum due to bereavement in the family, but also a week dominated by India’s Moon “Conquest”, some thoughts….. some musings….. Almost every kid in school, every Indian was praying as the TV screens started the countdown for Vikrant to shift from Horizontal to Vertical position to land on the…

And for a Friday following the 77th Independence Day, some thoughts….. some musings….. Since the liberalisation of India from the pseudo-socialist days of 1991, the Nation has made massive strides; technologically, demographically and economically. The successful launch of Chandrayan-3 showcases our ambitious Lunar exploration. The mission’s Vikram lander has successfully separated from the propulsion module…

And for a Friday after viewing an interesting movie in a multiplex after a long time, some thoughts….. some musings….. India is a young nation of average age of 29 years, with a mean marriage age of 22. In tier 3, 4 cities and villages, the marriage age is younger, whilst in metro cities and…

And for a Friday after the stock markets have hit 52 week high, some thoughts….. some musings….. The Indian Economy compared to the rest of the world and the risk/opportunities analysis is on a roll. IMF has revised upwards its forecast for growth for India to 6.1% while lowering Global Economy growth from 3.5 to…

And for a Friday in Aamchi Mumbai with record monsoon rains battering the city, some thoughts….. some musings….. The capacity of this Metropolis called Mumbai and it’s citizens, the Mumbaikars, is simply astounding. Any other city, if it had received the kind of continuing heavy rains, would have been battered, shattered and shut down. To…

And for a Friday returning to India after a 6 week hiatus in Europe and US, some thoughts….. some musings….. Nothing like getting back to my own country; the crowds, the confusion, the cacophony of sounds and ruckus, is all so exciting and enlivening compared to the very sterile and almost clinically arranged orderly stale…

And for a Friday, whilst enjoying the luxurious home of Sid and Archana, with the choicest Whiskies and Best of Wines, some random thoughts….. some musings….. Our hosts are doting us. The 18 years Japanese Whisky is competing with the best of Wines. Every evening is a long session. In the German MNC that I…

And for a Friday of a lovely weekend with some of our favourite Nephews and Nieces in the snow capped Mountains of Vail near Denver, some thoughts….. some musings….. USA, area wise is three times of India with 25% of India’s population, but, as in India, has varied climatic conditions. While Dallas was kettle hot…

And for a Friday travelling into US after break of three Covid impacted years, some thoughts….. some musings….. Arriving into the US of A is always exciting; huge diversity. Americans are very friendly. No matter what their ethnicity and their country of origin, they all take to loud laughter and are fun to be with.…

And for a Friday of an exciting, enjoyable holiday week in Morocco, some thoughts….. some musings….. Morocco is a Kingdom and Mohammad VI is the current King with absolute Powers as the Commander of Armed Forces and Monarch. He appoints the Prime Minister. Whilst there are two houses of Parliaments of elected and nominated members,…

And for a Friday after the AGM of the IGCC, some thoughts….. some musings….. The delegation of the Indo-German Chamber had a very successful trip to Germany culminating in the AGM at Frankfurt, attended by the German Ambassador to India H.E. Dr. P. Ackerman and the Indian Ambassador H.E. P. Harish. There is undoubtedly a…

And for a Friday arriving into Germany for the Indo-German Delegation, after a hiatus of 3 Covid impacted years, some thoughts….. some musings….. Travelling abroad now. What a relief!! No more PCPR tests, no confusion of the innumerable certificates and online authentication, including the Arogya Setu app. Now all those are a distant nightmare, bad…

And for a Friday as monsoon advances, climate change, man-animal conflicts and sustainable development, some thoughts….. some musings….. The saga of the famous Rogue Elephant – Aarikomban (Rice Tusker) from outskirts of Santapuram in Idukki district of Kerala is poignant and encapsulates the man-animal survival tussles. Elephants are huge herbivorous animals who move in herds…

And for a Friday post the RBI circular on withdrawal of 2000 rupee notes, some thoughts….. some musings….. Demonetisation had caused suspense, excitement, frustration, fear, anger and finally maybe relief to most black market operators, tax evaders and culprits. The 2000 note withdrawal on the other hand is just routine RBI “Clean Note Policy” by…

And for a Friday when students across the country prepare for college admissions, some thoughts….. Some musings….. Thankfully the Covid hangovers are done with and students community has reached back the pre-Covid levels of excitement in college admissions. 16.6 lakhs students have cleared class 12 of CBSE and the numbers in each State Board are…

And for a Friday after voting for state assembly elections and awaiting results this Saturday, some thoughts….. some musings….. I have always considered my sacred constitutional duty to cast my vote; never missed. All these years it was at New Activity School on Warden Road Mumbai. Wednesday, this week for first time at the Nirmala…

And for a Friday after a relaxing long weekend at Alibagh, some thoughts….. some musings….. The spin-off – multiplier impact of good logistics infrastructure on economic growth is best illustrated by the meteoric rise of Alibagh as a “Getaway” for Mumbaikars, now referred to as the “Goa of Maharashtra”. Alibagh has magnificent forts, endless greenery,…

And for a Friday in Mumbai, ever changing, ever improving and G20 delegates/VIPs all over, some thoughts….. some musings….. Mumbai exudes a level of optimism and confidence. No other city comes anywhere close to it, notwithstanding the traffic snarls due to huge infra projects. The optimistic mood of the economy is captured in the Mumbai…

And for a Friday as various states get into election mode in the World’s largest democracy, some thoughts….. some musings….. By mid 2023, India will surpass China to be the most populous country in the world with 1428.6 mn people compared to Chinas 1425.7 mn. But India will have 254 mn in the age of…

And for a Friday of the 16th edition of one of world’s biggest Sporting extravaganza, IPL 2023, some thoughts….. some musings….. The format has remained the same as last year; 10 teams in 2 groups of 5 each, 14 games per team, 7 at home and 7 away. After Covid, first time each team are…

And for a Friday after an online Convocation from 100 Skill Development centres across India, 100% job placement….. India’s biggest advantage undoubtedly is its demographic dividend; average age of the country less than 29. But it could easily turn to disaster if the one million young people coming into the job markets every month do…

And for a Friday following the World Idli day, some thoughts….. some musings….. March 30th is celebrated as World Idli day. I doubt if there is any Indian who does not know what an Idli is. Idli Vada sambar chutney is universally the most popular South Indian breakfast item. A survey by Food Distribution App…

And for a Friday as a dear family friend suffered the trauma of ICUs and Ventilator, some thoughts….. some musings….. Lot is talked about India being a young country and undoubtedly it is. The average age of an Indian is only 29 years, amongst the youngest in the world. But equally we must all be…

And for a Friday amongst falling Stock Markets and contagion affects of SVB implosion, some thoughts….. some musings….. In every risk there is an opportunity. The current fall in stock Markets in India, first triggered by the Adani group Hindenburg saga, followed by the Californian SVB bank implosion and the tremors at Credit Suisse, in…

And for a Friday, post International Women’s day, some thoughts….. some musings….. WPL 2023 – Women’s Premier League is a watershed moment not just for female sports, but symbolises a quantum change in attitudes, upliftment, recognition of Gender equality and inclusion. Not many may be aware that the U-19 Girls team led by Shefali Verma…

And for a Friday, as G20 meeting deliberates on Corruption and most Indians are not even aware, some thoughts….. some musings….. Delegates from 39 countries and 9 International Organisations are currently meeting in Gurugram as the Anti Corruption Sub-Group of G-20, to deliberate on measures to fight corruption and further develop an international framework to…

And for a Friday of a week wherein business, politics and economics was dominated by Adani, some thoughts….. some musings….. As a Corporate Professional with almost 5 decades in management, I am happy to see the Indian Corporate sector and democracy, both showing increasing signs of maturity and global recognition. Large corporates are no longer…

And for a Friday in Mumbai, launch of Vande Bharat luxury train to Shirdi, some reminiscences….. some musings….. Seeing off my little Granddaughter into the bus of Cathedral Nursery at Malabar Hill, reminded me of late eighties when I escorted her father into the same bus, same uniform, same bag, name tag around the neck…

And for a Friday as most States and City Corporations are presenting their annual Budgets; three cities in my life now, Bengaluru, Mumbai and Trivandrum, some thoughts….. some musings….. All Mumbaikars have a “Gav” which means the village they originate. My Gav in that sense is Trivandrum and post retirement my Aadhar address and home…

And for a Friday of a exciting week, FM presenting her Union Budget and the incredible saga with the Adani group, some thoughts….. some musings….. Whilst the anxieties and nervousness with GOI budgets, once felt in the last decade, is no longer valid. Most reforms and policy decisions are already done thru the year. Yet…

And for a Friday after the 74th Republic Day, some thoughts….. some musings….. It’s so significant that on Republic Day, the President of India UNFURLS the national flag whilst on Independence Day the Prime Minister HOISTS the flag. I honestly realised only today at the Bangalore Club function when my Ex-Army friend explained that on…

And for a Friday in Mumbai, with the marquee Tata Marathon just concluded and a welcome return to the iconic Taj Mahal Palace, some thoughts….. some musings….. The 18th edition of the Mumbai Marathon, after a gap of 2 years due Covid, was expectedly as much a fantastic spectacle as a world class marathon, the…

And for a Friday as speculations of the Union Budget abound, some thoughts….. some musings….. Every budget the Finance Minister looks to satisfy often competing stake holders; more revenue netting vs tax concessions, fiscal prudence vs freebies to targeted voters. The secrecy over the budget preparations and anticipations have substantially and systematically reduced over the…

And for a Friday as RBI continues with the pilot projects on e-R, the digital currency, some thoughts….. some musings….. Central Bank Digital Currency – CBDC, issued by Reserve Bank of India, e-R which currently is at a Pilot testing stage with few banks in 4 cities with selected merchants and customers, is a whole…

And for a Friday with Christmas holidays and a long road journey in Kerala, some thoughts….. some musings….. Most of my travels to Kerala was in and out of Trivandrum. After almost a decade, I had the opportunity to travel by road thru towns and cities. It’s amazing. Almost every 10 kms there are exclusive…

And for a Friday as the almost dormant and receding Covid-19 again raises alarm in India, some thoughts….. some musings….. There is no doubt China originated the dreaded Covid Virus in 2019 in its labs in Wuhan. What is not yet known is, who else was involved in funding the research and the murky role…

And for a Friday in Trivandrum awaiting the World Cup final match, some thoughts….. some musings….. Come Sunday 8.30 pm, sports lovers and particularly football fans will be glued to their TV sets. Of course, the few thousands of the most privileged will be at the Qatar stadium to watch Argentina take on France for…

And for a Friday which coincides with IACD – International Anti-Corruption Day, some thoughts….. some musings….. IACD has special significance for Indians. As of 1st December 2022, India has assumed the Presidentship of G20 and will host all the G20 Leaders meetings for the first time ever in different cities covering many states. The focus…

And for a Friday amidst scanty but significant signals from China, some thoughts….. some musings….. Inspite of the absolute powers wrested by President Xi Jinping and the almost total control and censoring of all news out of China, last few weeks have seen very disturbing pictures of a silent revolt; innovative methods of protests by…

And for a Friday returning from Mumbai after a Corporate Governance summit, some thoughts….. some musings….. India has now become the fifth largest Economy displacing UK, which is a milestone achievement. Undoubtedly, Corporates are the mainstay of the Economy. However, of the more than 5300 listed companies it’s just 100 companies that make almost 90%…

And for a Friday in Mumbai, a week gone by, with many highlights and one big lowlight….. Our National physical infrastructure is improving leaps and bounds over the last two decades. Two outstanding examples; the new Terminal-2 of Bengaluru AirPort and the progress of the Mumbai coastal road. The new Terminal is probably one of…

And for a Friday amidst crazy poll freebies promises and Global economic uncertainty and volatility, some thoughts….. some musings….. With election dates announced in two states, Politicians are busy promising freebies, inaugurating Projects and appeasing different sectors of voters, motto – keeping the poor as poor. Of serious long term consequences is the promises on…

And for a Friday, bang in the middle of the Vigilance Awareness Week, some thoughts….. some musings….. This initiative of Vigilance Week conceptualised in early 2000’s by my friend N. Vithal who was then the CVC ( Chief Vigilance Commissioner ), has now morphed into another slogan mongering MAFA ( Mistaking Activities for Action). Just…

And for a Friday as monsoon retreats and winter sets in, so does coughs, colds and normal infections and the curse of spurious and substandard drugs, some thoughts….. some musings….. The most unfortunate incident of 66 children dying in Gambia, allegedly by using cough syrup of a Sonepat based Pharma company, Maiden Pharma Ltd, reconfirms…

And for a Friday in Aamchi Mumbai, watching the city gearing up for Diwali 2022, some thoughts….. some musings….. Mumbai is Mumbai. Most roads are dug up for coastal project, Metro, underground, overpass, whatever. So what !!!! The hard working Mumbaikar finds his way thru all these turmoil silently and efficiently knowing fully well. End…

And for a Friday in Thiruvananthapuram, Hindi imposition issues, some thoughts….. some musings….. Every September 14th passes peacefully as Hindi Diwas across the country, marked by various events to promote usage of Hindi. Most notably, PSUs and Central Govt offices particularly in South India, have subdued but noteworthy Hindi usage celebrations. This year there has…

And for a Friday travelling into Thiruvananthapuram city in national focus and not for Kerala tourism, some thoughts….. some musings….. At the outset, my disclaimer – I have no party affiliations and very meagre political analytical capability. My expertise for more than 4 decades is as a Corporate Professional and as a Trustee managing capital…

And for a Friday returning to Bengaluru after the AGM of Indo -German Chamber, some thoughts….. some musings….. The 66th AGM of the Indo-German Chamber of Commerce (IGCC) was held last week in Mumbai, the first in person large format meeting after three years of Covid. Also, we received the first German trade delegation headed…

And for a Friday in Mumbai, the commercial capital of India, as the country barges into the top 5 economies of the world, some thoughts….. some musings….. IMF notified India has now pipped UK to be among the big 5 Global economies along with US, China, Japan and Germany. Of course it’s a Marquee event…

And for a Friday consequent to huge media and public outrage, positive actions, some thoughts….. some musings….. Political brazenness about corruption; it’s easy acceptance and “chalta hai … chalne do” attitude have all but numbed the average citizen to the issues of Corruption. However, inspite of our politicians apathy, easy availability of video footage with…

And for an Onam Friday, in waterlogged Bengaluru, some thoughts….. some musings….. At the outset let me wish all my FB friends, relatives and SEEGOS volunteers, happy Onam festivities. Honestly, Onam is indeed unique and very differently celebrated than any other Indian festival. Basically a harvest festival with colourful mythical stories woven around, today Onam…

And for a Friday after the first post-covid IGCC Board meeting in Bangalore, some thoughts….. some musings….. It’s strange but true. For a keen observer of Germany and India Trade and Business relationships and a great admirer of Germany’s post World War economic growth, the punctuality, discipline and productivity, as of today the tables seem…

And for a Friday returning to Hi-tech city Bengaluru, some thoughts….. some musings….. India has changed. It has an unique combination of 60+ senior citizens eager and willing to adopt to change and ofcourse the digital savvy young, making this country one of the largest digitilised markets in the free world. Strengthening the momentum is…

And for the 75th Independence Day, Friday week, in my hometown Trivandrum, some thoughts….. some musings….. It’s been a great privilege to me in my 70th year, to get my children and grandchildren to my ancestral 1906 house at Trivandrum. And thanks to the amendment of the Flag code declared by GOI in July this…

And for a Friday, as RBI steps in to curb malpractices in the debt markets and rein in Fintech companies, some thoughts….. some musings….. In Bharat, money lenders, pawn brokers and loan sharks have always thrived across the country for centuries. In rural India, particularly in the drought affected single crop rain fed areas, farmer…

And for a Friday returning from Chennai, after two memorable events – one mega Global from afar and the other personal, up close….. some thoughts….. some musings….. Chennai is hosting the 44th International Chess Olympiad with more than 2200 participants from over 340 teams representing 187 countries. The most amazing aspect is the showcasing of…

And for a Friday after Droupadi Murmu was sworn as 15th President of India, some thoughts….. some musings….. Where else in the world, which other form of Government could such an orderly, peaceful and a hugely complex election process finally bring into Presidential office a woman of such exceptional human qualities. Every Indian can be…

And for a Friday in Monsoon drenched Mumbai, some thoughts….. some musings….. The Shiv Sena spat between its two leaders, the allegations and counter allegations, immediate scrapping of all projects conceived by the previous Govt and announcement of new grandiose schemes etc. etc. The corruption in our political landscape and newer revelations have not affected…

And for a Friday as we move into the second quarter of FY 22-23, some thoughts….. some musings….. First time in decades, 8%+ inflation in US and developed world has shaken up economies world over. In India, we have seen tougher times with 12-14% inflation. But lately it was a smooth lowering curve. All that…

And for a Friday in my very own Thiruvananthapuram, some thoughts….. some musings….. Trivandrum is lush green. Crisp clean air, always fresh, but June/July monsoon months makes it even better. Watching the rain drops from my garden verandah with hot cup of Kannan Devan tea and freshly fried jackfruit/banana fritters, is a luxury I can…

And for a Friday after attending a very memorable and landmark event, 100 years of German Giant, BOSCH in India, some thoughts….. some musings….. Post the Trump era and the invasion of Ukraine by Russia, the World order is completely changing. Old combinations and alliances like NATO have strong fissures. New amoebic strategic groupings are…

And for a Friday, as the Political High Drama unfolds in the Nations Commercial Capital, some thoughts….. some musings….. It doesn’t matter how this episode ends, the state of Maharashtra, Mumbai, the business capital and financial hub of India and the Nation looses. It’s a spectacle which showcases the height of political expediency and the…

And for a Friday as the Ukraine war crosses 100 days with no end in sight, some thoughts….. some musings….. In hindsight, the warning given by Admiral Achin Schoebach the then German Naval chief at the Institute of Defense Studies in Delhi in January this year, Admiral’s advise for Europe; it’s better to tackle European…

And for a Friday, as the monsoon advances and schools open across the country, some thoughts….. some musings….. After almost 2 1/2 years, most schools from nursery to higher classes have opened physical classes for boys and girls. It’s the excitement of new school bags, uniforms, tiffin boxes, polished shoes, the thrill of the school…

And for a Friday returning from Mumbai, after conclaves on Corporate Governance and ESG, some thoughts.…. some musings….. BCCI ( Bombay Chamber of Commerce & Industry ) is the oldest and one of the most respected industry chambers, led by some of the country’s top most corporate chiefs from Indian and foreign MNCs and MSMEs.…

And for a Friday based on 34 lakh students from 1.18 lakh schools participation, the National Achievement Survey 2021 has just been released. Some thoughts.…. some musings….. Everything in India is so huge that the world is surprised to know that an All India survey of 3.4 mn students in 720 districts of the country,…

And for a Friday, rekindling the civilisational Indo-Nepali relations, some thoughts….. some musings….. Two countries with almost open borders, free passages between them and relationship best described in Hindi….. रोटी बेटी का रिश्ता, Nepal-India has fostered centuries old ties of intermingling of its people. Buddhists, Hindus, Indians, Nepalese, all linked by marriages and long lineages…

And for a Friday as rising inflation stuns the Developed Economies and devastates poor countries, some thoughts….. some musings….. Who could ever imagine inflation of 8.5% in US and 7.5%in Euro zone? More concerning for the poor and developing countries, is the surge in Global food prices. Wheat has doubled in last one year from…

And for a Friday of Nostalgia of the decades gone by, some thoughts….. some musings….. The 60th birthday has a lot of significance to every individual, particularly in south India where attaining Shastipoorthy was considered a big achievement. In the modern busy world, very few will have the time and energy to look at someone…

And for a Friday, as my favourite summer entertainment, IPL cricket, crosses the halfway mark, some thoughts….. some musings….. The raw talent, Team composition, Strategy and most importantly role of leadership is abundantly displayed this season. Erstwhile champions MI and CSK are competing for the “Wooden spoon” at the bottom of the table. An inspired…

And for a Friday, as the world is getting further destabilised and the developed economies are also staring at runaway Inflation, some thoughts….. some musings….. Even as the Ukrainian crisis continues and US led sanctions taking a heavy toll on Russian citizens, China is gleefully widening its arms to welcome Russia and keep Putin within…

And for a Friday as another Minister resigns on corruption charges, some thoughts….. some musings….. The resignation of Karnataka minister for Rural Development today, on corruption related issues, shows how institutionalised this business has become. Karnataka State Contractors Association with more than 50,000 contractor members alleges that, upto 40% commission have to be paid to…

And for a Friday as the World churns under the Ukraine war, some thoughts….. some musings….. This War in Ukraine baffles me. Ego clashes of Putin /Biden/Trump/Xi Jinping/Zelenskyy and their power backers, each working to his own agenda. But innocent and unconnected civilians are paying the price. Millions of middle class educated Ukrainians are pushed…

And for a Friday after start of my favourite summer entertainment, IPL 2022, some thoughts….. some musings….. The best take, we are back in India albeit with CAB. So, yes, only 25% spectators allowed in stadiums. Teams in bio-secure environment. No Air travel. All matches between Brabourne, Wankhede and DY Patil stadiums in Mumbai and…

And for a Friday after withdrawal of the Disaster Management Act, some thoughts….. some musings….. In India, Covid as a pandemic is in its final stages and we are moving into the Endemic stage. Almost all restrictions have been removed. Schools and colleges fully resumed. Marriages and all social functions allowed. Shopping complexes, gyms, swimming…

And for a HOLI Friday in Aamchi Mumbai, some thoughts….. some musings….. Nothing to beat the clean fun, warmth and lovingness of Holi festival of colours and pichkaris, water in bucketful from upper floor balconies, played in Mumbai by all castes, all religions and all age groups. After almost two years of forced abstinence, it’s…

And for a Friday returning from a Family wedding in Chennai amidst the raging Ukraine conflict, some thoughts….. some musings….. I am amazed at the stories and criticism in western media and many in the US on India abstaining against the UN Resolutions on Ukraine. Russia always supported India in every conflict imposed on her…

And for a Friday, returning from Kolkata, some thoughts..… some musings….. It was a rare event. Normally destination weddings are in some exotic havelis/backwaters, in Jaipur, Jodhpur, Kumarakom etc. etc. This exclusively private wedding of our very dear friend’s daughter, was in the very heart of Kolkata. You can’t get more central than the majestic…

And for a Friday returning from Dubai, the first trip abroad since Covid, some thoughts….. some musings….. Living with Covid must now mean getting on with life. Be it domestic travel for marriages, meetings, family get togethers or foreign trips. Business or pleasure, particularly for senior citizens like us who have already lost maybe 20%…

And for a Friday as the Nation is progressively getting out of the third wave, some thoughts..… some musings.…. Unlike the first and particularly different from the second wave, this third wave swept across the country like a Tsunami, starting with Mumbai and Delhi early January and then across all states. Within about 25 days…

And for a Friday with RBI reiterating it’s warning against Cryptocurrency, some thoughts….. some musings….. First and foremost, what is Cryptocurrency? Whatever it is, it is not at all currency or legal tender. It is not backed or guaranteed by any sovereign authority. The Indian rupee or US dollar is a “fiat currency”. It is…

And for the first Friday after the Union Budget , some thoughts.…. some musings….. The best news of this years National Budget – nothing. And that’s the right thing to happen. There are no “flashy freebies”, no empty slogans, no shocks for the honest tax paying professionals and HNIs. To finance the Covid impact, the…

And for the last Friday before the Union Budget is presented, some thoughts….. some musings….. Building up to the budget, Industry Associations and Business Sectors are asked their comments. Here are my priorities for the year. The three waves of Covid pandemic has hit the urban poor particularly the informal sector – those on daily/weekly…

And for a Friday as India emerges out of this Pandemic wave, hopefully economically safe, some thoughts….. some musings….. As we grapple with the huge transmissibility of Omicron with daily new cases crossing 3 lakhs, the pragmatic approaches of most state governments in India to protect livelihood to the maximum extent possible, without lockdowns will…

And for a Friday as Omicron spreads like wild fire, some thoughts….. some musings….. Undoubtedly the third wave of Corona is upon us. More than 2.5 lakh were infected in last 24 hours. All CMs of States and the PM have consented yesterday to adopt a pre-emptive, pro-active and collective approach to tackle this crisis.…

And for the first Friday of 2022, some thoughts….. some musings….. First things first. Let me wish all my friends, colleagues, relatives and their families a Happy New Year. May we be blessed with good health, love and ability to reach out and care for each other. Amongst various nations of the world, India has…

And for a Friday, last day of a rather forgettable 2021, some thoughts..… some musings….. December 31st of a year which has seen huge upheavals. The second Covid wave was singularly severe. There is no family in India who within the primary or secondary circles had not been impacted. Either a close relative, friend or…

And for a Friday in Trivandrum, first visit in almost two years, some thoughts..… some musings….. Thanks to the myriad travel restrictions and quarantine necessities between Kerala and Karnataka, our visit to Trivandrum – Quaint, Green, Serene city the of the princely state of Travancore – kept getting aborted. Adjudged the third Best City with…

And for a Friday, the already chaotic Global supply chain is further exacerbated by Omicron….. some thoughts….. some musings….. Over the last two years of the Covid pandemic, the World economy and business sectors have all been turned Topsy Turvy. An unprecedented 7+% inflation in the US, rising crude prices, non-availability of Containers, over dependence…

And for a Friday after the UNCAC mandated International Anti Corruption Day, some thoughts.…. some musings….. In most poor and under developed countries, if there is one root cause problem keeping its citizens below poverty, it’s CORRUPTION. Since December 2005, the world has adopted SDG goal 16 for targeting to reduce bribery in all its…

And for a Friday in Mumbai, happy to physically attend the “Sadhabhishekham” of my dear Colleague, some thoughts….. some musings….. Ofcourse every marquee birthday counts. But sightings of 1000 Moons, the 80th Birthday is very significant. Celebrated across cultures and memorable for every Family, but this function was different cos Dr. Anil Indulkar is so…

And for a Friday as the most reformist farm laws been abandoned, some thoughts..… some musings….. Political manipulations, neighbouring Pakistan fishing to create trouble in sensitive border state of Punjab, inept conflict management capabilities of Govt, have all lead to the most unfortunate result – scrapping of the 3 Farm Laws which would have been…

And for a Friday after a forgettable T-20 World Cup Tournament, some thoughts..… some musings….. Cricket is not just a sport in India, it’s a religion. Nothing unites the Nation as an India-Pakistan cricket match. Almost every other activity comes to a halt. TV viewership is highest and advertisers take in the Moolah. Whatever the…

And for a Friday, the National awards by the President of India, has also recognised the role of Corporate India, some thoughts….. some musings….. In the stressed post COVID world, with the Chinese Imperialistic ambitions on global display and US being openly challenged as the sole Super Power, India’s option to maintain Global relevance is…

And for a Friday enjoying Diwali in Goa, some thoughts..… some musings….. Unity in Diversity. In India every state and region has its own festivals and festivities. Diwali is however almost uniformly celebrated all over the country as Triumph of Good over Evil, the slaying of the tetra headed Ravana and return of Rama. However…

And for a Friday after a significant SC verdict on Privacy, some thoughts….. some musings….. The bench headed by Chief Justice of India has bought in focus, the issue of the fundamental right to Privacy for every citizen in our country. Pegasus which is a spyware developed and sold by an Israeli company NSO, has…

And for a Friday at renewal of Passport after 10 years, some thoughts….. some musings….. India has come a long way from the past, when getting a passport was a Herculean task – full of drudgery, delays, Babudom, bribes and sleazy agents at Passport offices. All that thankfully is passé. Now it’s completely modernised, digitalised…

And for a Friday as the paupered, but still elegant and proud Maharaja returns home to house of Tatas, some thoughts….. some musings….. Tata Air Services started in 1932 by JRD Tata as an airmail route from Karachi-Ahmedabad-Bombay-Bellary-Madras route, within two years, broke all records to become profitable in spite of the Colonial masters. True,…

And for a Friday back in Aamchi Mumbai, the dream city, the rags 2 richness city with its smart and ugly face, some thoughts….. some musings….. Mumbai has its unique importance as Commercial Capital of India. It accounts for more than 30% of Income tax, 60% customs and 100% of Stock Market Accounts of the…

And for a Friday after the World Tourism day, holidaying at the most scenic Coonoor in Nilgiris, some thoughts..… some musings….. September 27 was declared by UNWTO as the World Tourism Day, the theme being “Tourism for Inclusive Growth”, fostering awareness of tourism’s social, cultural and economic values. With a global economy just about recovering…

And for a Friday – the world is a global village – Canadian Prime minister Justin Trudeau just won elections and needs Indian Origin Canadian Sikhs support and in India, the so called “striking farmers” are now into a year long WFA, some thoughts..… some musings….. Unbelievable – in which profession or which business activity…

And for a Friday as the IT return filing date is postponed to December, some thoughts.…. some musings….. Income tax returns are normally to be filed by July end and due to Covid, postponed to September. Now the new ITR forms and a supposedly user friendly comprehensive on line filing system, arduously developed by IT…

And for a Friday when a former Home Minister is issued a L.O.C. the absolute pits of Corruption, some thoughts..… some musings.…. How deep rooted the unholy nexus of “politician – underworld – Police” has evolved into. Karnataka CM addressed senior IPS Police officers warning them against operating thru Touts. “Don’t you feel ashamed to…

And for a Friday after an impressive first quarter recovery and also the unfolding terror threats from Afghanistan, some thoughts….. some musings..… India’s GDP growth of 20.1% in April-June21, in spite of localised lockdowns and disruptions due to second wave during late April to early June, is definitely a good sign. The Share Markets are…

And for a Friday after the very welcome and timely NMP announcement, some thoughts.…. some hopes….. The NMP (National Monetisation Plan) announced by the GOI is a very welcome initiative. It must be understood in the right perspective and fully supported. Monetising Brownfield, stable, de-risked Govt Infrastructure Assets without loosing sovereign ownership. Getting the best…

And for a Friday after one of the most heart wrenching events to humankind, an unknown emerging tragedy, some thoughts….. some musings….. The World was shocked to see Globally labelled Terrorists, led then by Osama bin laden, the Al Qaeda, now referred to as Taliban fighters couched on the sofas in the Afghan Presidential palace…

And for a Friday, as Parents, Teachers and Educationalists grapple with school reopening, some thoughts..… some musings….. One of the biggest casualties of the lingering pandemic is the education sector and its long term implications on India’s future into the next decades. A full year already lost and almost halfway into the next year, it’s…

And for a Friday as India’s stock Markets Zoom and Sensex crosses 54K, some thoughts..… some musings.…. Stock Markets all over the World are barometers of the country’s free market economic forecast. Somehow markets always see ahead – the Bulls and the Bears. Sensex has crossed 54000. Some pessimists say it’s just a few rich…

And for a Friday, halfway thru the Covid impacted Tokyo Olympics 2020, some thoughts..… some musings.…. Hats off to the Japanese and the IOC in overcoming the humongous challenges in getting 206 Nations to send 10,305 of the world’s Best Athletes to participate in Olympics 2020 being conducted in July 2021 under the strictest Covid…

And for a Friday marking the 30th anniversary of Economic Reforms in India, some thoughts….. some musings..… My generation who started Careers as Management Trainees in a fledgling Socialist Economy in mid 1970ies have very unforgettable memories of the trauma and travails of the Socialist Controlled license Inspector Raj. With Income tax upto 75% and…

And for a Friday in Aamchi Mumbai with monsoon in full fury, some thoughts..… some musings….. While you may complain, cry foul of the traffic, flooding during high tide and monsoon, pollution etc. etc. but Mumbai is Mumbai. This city, particularly South Mumbai where I live has its own unique character I love. Compared to…

And for a Friday, it’s excitement and anxiety, as if it’s my first time travel, off to Airport, some thoughts….. some musings….. 16 months of pandemic induced home bound stay has added to the worries and tribulations of travel in IC ( In COVID ) times. Preparations are very different. No longer it’s itinerary, Packing,…

And for a Friday after 100 years of CPC, some thoughts….. some musings….. On 1 July 1921 when CPC (Communist Party of China) was founded by two Chinese intellectuals Li Dazhao and Chen Duxiu, who could have ever in the wildest imagination envisaged a Xi Jinping who has rolled himself into CPC chief, Defense chief,…

And for a Friday into the seventh month of highway blockage near Delhi by so called “Farmers”, some thoughts….. some musings.…. With more than 150 million farms with an average of less than 1.08 hectares, the real farmers, are struggling across India. Gasping for support and reforms to make Agriculture a sustainable proposition, three crucial…

And for a Friday after the virtual German AGM of IGCC, some thoughts….. some musings….. June of every year, the Indian IGCC delegation visits Germany, travelling to different preassigned Industry hubs, promoting better understanding of mutual Businesses and opportunities between India and Germany, visiting select manufacturing companies to witness the latest technological advances and concluding…

And for a Friday after Vaccine purchase and distribution has been course corrected, some thoughts….. some musings….. Thanks to Justice Chandrachud advising the Govt. to smell the coffee, the most ridiculous idea of each State trying to purchase and procure from domestic and international sources has been reversed. Now vaccination for all age groups of…

And for a Friday after the BRICS Foreign Ministers conference, some thoughts….. some hopes….. The whole world is licking its wounds (except China), the economies in shambles, each country groping its way out of the crisis and having to fight wave after wave of the pandemic. India had a minus 7.1 % GDP last FY,…

And for a Friday as the citizens battle out of two cyclones and as COVID 2.0 starts receding, some thoughts….. some musings….. Very little coverage or mention has been made in Global media of how India braced two huge cyclones, Cyclone Tauktae on Western coast, including Mumbai and landing in Gujarat and Cyclone Yaas on…

And for a Friday after the double mutated Chinese origin Virus stormed India from remote hinterland village in Jhumri Thalaya to the Penthouse in Malabar Hill, some thoughts….. some musings….. My former colleague Sridhar in Chennai, his smiling face as he joyously participated in Bilalumini (BASF Retirees) meet just a fortnight ago, invited me to…

And for a Friday saddened by the bereavement of former colleagues and friends, my heart goes out to the families. Some thoughts….. some hopes….. The second wave has hit so hard and strong across the country, there have been more fatalities as Hospital Infrastructure, particularly Medical Oxygen could not be made available. Mumbai , Delhi…

And for a Friday, saddened by nationwide explosion of COVID and suspension of IPL, some thoughts….. some hopes….. Whilst the first Wuhan COVID attack was a black swan pandemic and nobody could have predicted the second wave had to be expected. It happened in UK, Europe and US. Then how come Indians were led to…

And for a Friday after the second Jab of Covishield, some thoughts….. some musings….. Thanks to my friend Dilip Ranjekar and the benevolence of the Premji Foundation, we not only got our second jab in pristine green natural surroundings, but also a tour of the foundation and the phenomenal work being done in the area…

And for a Friday as the Second wave impacts more of middle classes across India, some thoughts….. some musings….. During the first wave, Indians aware of devastation in Italy, Europe, US and developed nations, were extremely cautious. Whilst the lockdown had really knocked down the poor, marginalised and migrant, the affluent were comparatively safer. Today…

And for a Friday after the decision to allow all approved vaccines into India, some thoughts….. some musings….. COVID has raised it’s ugly TETRA head again with the country crossing 2 lakh cases a day – doubling in just ten days. Dr. Randeep Guleria, the Director of AIIMS very aptly said – the Virus has…

And for a Friday when the biggest Indian Festival – IPL 2021 kicks off, some thoughts….. some hopes….. The best luxury of my second innings is not having a 9 to 5 job responsibility. Hence free abandon to indulge In rescheduling all my evening activities to suit the IPL Matches on TV. So what if…

And for a Friday in Mumbai and a memorable event in SAARC, some thoughts….. some musings….. As former head of South Asia in the MNC that I had worked in, I have very fond and loving memories of my visits to the major SAARC cities – Dacca, Colombo, Karachi, Lahore, Kathmandu and Thimpu. My colleagues…

And for a Friday after the first flight in a forgettable COVID year gone by, some thoughts….. some musings….. Taking the flight after such a long break, almost one full year, felt as exciting as my first flight almost 50 years ago. Must say the COVID precautions were exemplary before even entering the Bangalore Airport…

And for a Friday after the much awaited COVID Jab, some thoughts….. some musings….. The sense of pride and self-aggrandisement I felt as an Indian on the appointed day of my Vaccine Jab is immeasurable. Here we were at the very cosy airconditioned lounge of the Apollo Hospital in Bangalore, immaculately clean, pristine, absolutely world…

And for a Friday in March as the financial year is almost ending and tax planning for Seniors, some thoughts….. some musings….. Thankfully for the first time in living memory, the budget has not burdened the existing 20 mn tax payers in the name of Welfarism. Hopefully the “Ease of living” is further facilitated by…

And for a Friday, returning after an enjoyable getaway with family to the Rain forests, some thoughts….. some musings….. Taj Resorts, nestled in 73 acres of Rainforest in Coorg and perched 1220 metres above sea level, is as best a luxury in the most natural surroundings as one can expect. Legendary Taj Hotels service, totally…

And for a Friday after the 185th Foundation day of BCCI, some thoughts….. some musings….. Been privileged to continue be a Board Member of BCCI – Bombay Chamber of Commerce & Industry, for more than 20 years. The oldest Industry Chamber in the country, we celebrated our 185th Foundation day. Who better than the Governor…

And for a Friday after my first “In-Person” Event after almost one COVID year, some thoughts….. some musings….. Thanks to the invite from my friend Rotarian TV Mohan, I could get out of my “Bedroom-turned-office” to be physically present, meet and talk to real people face to face. Ofcourse, with due COVID precautions, Masks, 🙏…

And for another Friday when first time Private Corporate is defended, some thoughts….. some musings…… In my Corporate life of last 45 years I cannot recall ever when the Honest Wealth Creators of the Nation, the Private Corporate Sector, was defended and their role acknowledged as was done by the PM in Parliament. The culture…

And for a Friday after the epoch “Game-changing” budget, some thoughts….. some musings….. The Union Budget presented by FM Nirmala Sitaraman was welcome to me for what it did NOT contain, as much as what it has actually promised to deliver. All the “Commies” leftists intellectuals, so called champions of the Poor (but no doers)…

And for another Friday after the mayhem in Delhi by the protesting Farmers, some thoughts….. some musings….. The Samyukta Kisan Morcha, a motley umbrella body of 41 Farmers Unions from Punjab, Haryana and Western Uttar Pradesh, completely disgraced themselves, trying to hijack attention on Republic day at Delhi. Whatever be the problems, how so ever…

And for a Friday in mid January, two major events now and a memorable one then, some thoughts….. some musings….. The memorable event, it was January of 2016 when I was pleasantly surprised to hear from the then German Ambassador that the Federal Republic of Germany had decided to bestow on me the “Bundesverdienstkruez”, The…

And for a Friday, as India makes History – largest vaccination programme in any country starts tomorrow – some thoughts….. some musings….. On clockwork and absolute precision planning, Serum Institute, Pune and Bharat Biotech, Hyderabad, have been airlifting Vaccines under special arrangements with Airlines and Airport authorities to Central cold storage Warehouses – Bharat Biotech…

And for a Friday, enthused by my ex colleague venturing into setting up new business, some thoughts….. some musings….. Nothing great about starting a new business. But when a 75 year old travels from Bangalore to Chennai by train to set up a new Venture, I feel great and am reminded of the Japanese concept…

And for the first Friday of the New Year, returning from Luxurious by Nature Coorg Wilderness Resorts, some thoughts….. some hopes….. There’s something special about the calmness of heights. In the Cool Coffee country in Madikeri, in more than 45 acres of lush Greenery, is this lovely quaint very well managed Resort fully compliant with…

And for the last Friday of 2020, a year best termed a “Black Elephant”, some thoughts….. some musings….. 2020, the Wuhan Virus Year, described by Environmentalist Adam Sweiden as a cross between “Black Swan” and “The Elephant in the Room” year. A rare, almost no probability event, unanticipated but with enormous ramifications to our Economy.…

And for a Friday with two contrasting Images, 100% super placements and Contract Workers on rampage, some thoughts….. some musings….. India is a land of extreme contradictions. For every statement made, the opposite could also be true. Just last week most of our reputed Management Institutes have announced 100% excellent placements, with average salaries of…

And for a Friday after the International Anti-Corruption day on Wednesday 9th December, some thoughts….. some musings….. Fighting Corruption has been included in the United Nations declared Millennium Development Goals. It has special significance this year due to COVID 19, when the worlds marginalised societies have suffered the most. Who can forget the heart-wrenching scenes…

And for a Friday when Capital city of Delhi is under siege, some thoughts….. some musings….. I am a great supporter of Indian Agriculture and the Farming community. They toil under the most unpredictable conditions. Indian farmers are innovative, hard working and most Entrepreneurial. However, what’s happening in Delhi is not about the poor marginal…

And for a Friday when 94 year old Lakshmi Vilas Bank will operate as DBS bank and the Netflix screenings of fraudster tycoons, some thoughts….. some musings….. Hats off to Netflix for the fantastic docuseries exploring the greed, fraud and Corruption of at least four of the many fraudster Tycoons who have systematically looted the…

And for a Friday with my Mumbai Grandkids attending “On-line” classes from Bangalore, some thoughts….. some hopes….. COVID has done immeasurable damage at every strata of Society, not just those afflicted or bereaved but even those who have successfully dodged the Virus. Amongst the impacted are innocent school going kids. Watching my 6 and 4…

And for a Friday with two Election Results, one in Patna other in Washington, some thoughts….. some musings….. Bihar, one of the poorest states of India went to Polls. Elections were neck to neck. Winning combine – NDA got 15.70 million votes and loosing MGB got 15.68 mn. In some constituencies the margin were razor…

And for a Friday as World holds its breath for the US results, from serene, Nature endowed, Evolve Back Kuruba Safari Lodge, some thoughts….. some musings….. First things first. After 8 months of isolation, almost confined to my Apartment with all meetings thru MS teams, Zoom and Cisco WebEx, WFH meant almost no human contact.…

And for a Friday of the National Vigilance Awareness week, with heavy heart, I mourn the loss of my Friend, fellow Trustee of PCGT and a SEEGOS Volunteer. Mr. S S Puri, IPS (Retd.) was an outstanding human being. A Police officer of the highest integrity and unbelievable legal acumen, he swore by Constitutional Morality…

And for a Friday after the PM has sounded the Covid Alarm bugle, some thoughts….. some musings….. The PM’s message to the Nation on Tuesday was short, simple and direct. The lockdown has ended but the VIRUS is still active. This festive season from Dussehra to Diwali to Christmas and Year end, let’s be vigilant.…

And for a Friday at the half way stage of an excitement called IPL, some thoughts….. some musings….. IPL, now in the 13th edition, is not only one of the worlds most Successful sporting events, but a huge catalyser for Economic activities deep into rural and village India. IPL rules prescribe each Team to have…

And for another Friday, as Chinese Virus challenges life, livelihood and social aspirations, some thoughts….. some hopes….. Complexities thrown up by Covid in a Continent called India is unimaginable. At one end is Kerala with almost European standards of literacy and Human living Index and other end are states like Bihar and Eastern UP with…

And for a Friday, the 151st Gandhi Jayanthi day, some thoughts….. some musings….. 2nd October, Gandhiji birthday, is UN mandated World Non-Violence day to secure a culture of peace, tolerance and understanding in the world and look around. Call it the China virus or Covid, Democracies are challenged. US goes to polls on 3rd November…

And for a Friday after the very absorbing Webinar by BCCI, some thoughts….. some musings….. BCCI ( Bombay Chamber of Commerce & Industry ) is doing yeomen service promoting awareness for improving Ethics and Good Governance practices in Industry. The old PCA of 1988 has been amended to Prevention of Corruption Act 2018 with some…

And for a Friday on the eve of the greatest entertainment of the year – IPL2020 – some thoughts….. some musings….. Nothing unites India as love of Cricket. I am also one of those millions of TV cricketers eloquently discussing and offering unsolicited free advise to the likes of Virat Kohli and Mitchell Starc. This…

And for a Friday into the second quarter of the FY (Financial Year), some thoughts….. some musings….. First quarter April to June India’s GDP ( Gross Domestic Product ) shrunk by 23.9%, highest amongst major economies, understandably, as the country had gone into the severest lockdown in the World. In April and May, most URBAN…

And for a Friday after watching a gripping Mallu Movie, some thoughts….. some musings….. The film, C U Soon – hats off to the Movie Makers – what creativity; using the IC (In Covid) lockdown times; R&D; innovation; in 14 days using only I-phones. A Computer screen based Movie – Exciting, Gripping and Novel effects,…

And for a Friday after the release of McKinsey India Report, some thoughts….. some musings….. COVID-19 Management in India has reached dimensions where Panic and Fear of contracting the virus seems to have decreased drastically. TV pictures of Italian cities hospitals overflowing with patients onto the sidewalks, the dead being buried enmasse etc. etc. had…

And for a Friday after the first ever acknowledgement of the Honest Tax payer’s role in Nation building, some thoughts….. some musings….. The PM announced the Tax Payers Charter honouring the Honest with immediate implementation of Faceless Asessment and Faceless Appeals w.e.f. September 1. PM exhorted the Tax Babudom in the country to recognise the…

And for a Friday on the eve of India’s 73rd Independence Day, some thoughts….. some musings ….. This has been a washout year. Thanks to dreaded COVID, every Community festivity and Family function has either been toned down to the legalistic minimum or postponed altogether. This Independence Day function too will be celebrated very differently.…

And for a Friday after the Bhoomi Pujan at Ayodhya, some thoughts….. some hopes….. The Bhoomi Poojan for the Lord Ram temple in Ayodhya by the PM was at the exact “Muhurat” as the one in which Lord Ram is said to have been born. PM declared “Ram belongs to everyone. Ram resides in Everyone.…

And for a a Friday after the release of the National Education Policy – NEP2020, some thoughts….. some musings….. After 34 years, we must welcome the new National Education Policy which hopefully will propel our coming generations into the higher Global orbit, better prepared and with much higher skill sets and competencies to take on…

And for a Friday as India crosses a Million cases of Covid infections, some thoughts….. some musings….. Crossing the million mark must not alarm us. Comparatively we have done well for a developing country with gigantic population of 1300 million people, with densely populated cities and world’s largest slums (Dharavi in Mumbai with more than…

And for a Friday after the landmark Padmanabhaswamy Temple judgement of the Supreme Court, some thoughts….. some musings….. Monday 13th July will be unforgettable in Kerala’s and India’s temple history. On this date, Supreme Court overturned the 2011 judgement of Kerala High Court and restored the right of Royal Family of Travancore to manage and…

And for a Friday IC (In COVID days), huge upheavals and challenges in Educational sector….. Most upper middle class homes in India have or know someone studying in USA, now in shock with the US Immigration cancelling /denying new F1 student visas to foreign students taking classes exclusively online due COVID-19. Harvard and MIT announced…

And for a Friday after the first time in free India, the role of HTP was nationally recognised….. some thoughts….. some hopes….. Our PM, in last weeks address to the Nation, thanked two entities – Indian Farmer and the Honest Tax Payer (HTP). This breed of HTP has always been important for the nation but…

And for a Friday at the cusp of Unlock 2.0 to be announced shortly, some thoughts….. some musings….. With more than 100 days of COVID-19 in India, we all have only one choice – to live with the Virus. Anymore lockdown is no remedy. It will be disastrous for the Economy and livelihood. But India…

And for a Friday following the heinous and premeditated, planned aggression by Chinese Army, some thoughts….. some musings….. China is an Imperialistic state with well documented expansionists designs. The attack on India is well timed by them. India like all other countries world wide are struggling with the Chinese Virus that they exported free of…

And for a Friday after some Momentous Reforms, unshackling and liberating Indian Agriculture, some thoughts….. some hopes….. If 1991 was the year when Indian Industry was liberated from the Herculean License Permit Raj, then 2020 will go down in History as year of Indian Agriculture. Farmers can cut loose from the handcuffs and chains limiting…

And for a Friday as Unlock 1.0 gets underway across the country, some thoughts….. some musings….. We have been inundated by the troubles and tribulations caused by COVID-19. But the Black Swan has also ripped open the underbelly of the world. It has shamed one Country and some Global leaders and shown how hollow some…

And for a Friday as we reach end of Lockdown 4.0, some thoughts….. some hopes….. It’s NOT clear yet – is it Chinese created Wuhan virus or COVID-19 as per WHO terms? But what is CLEAR is, our life is being challenged, freedom constrained and Economy getting increasingly contracted. After more than 70 days of…

And for a Friday as Lockdown 4.0 is underway, some thoughts….. some musings….. Amongst the Metros, if grades were awarded as of today, Bangalore wins over hands down for excellent management, with 122 active cases, 124 recovered and still single digit deaths (as of morning only 9 unfortunate deaths). All the Gardens have opened for…

And for a Friday at the end of Lockdown 3.0 and at the cusp of 4.0, some thoughts….. some musings….. The most heartfelt and tear jerking images of the last few days is to see young children, men and women with all of their life belongings and savings as bundles on their heads, walking on…

And for a Friday after an accident in a Chemical factory in Vizag….. very sad in the midst of COVID-19….. some thoughts….. some concerns…… Early yesterday morning there was an accident in a factory preparing to commence production (after the lockdown) of chemicals needed by packaging and other critical industries. Most unfortunately, the gaseous vapours…

And for a Friday awaiting the gradual easing from next week of the strictest Lockdown in the World, some thoughts….. some musings….. In most Webinars that I attended last one month with Global participants, none could believe the Indian COVID-19 Statistics. India has till now managed the Pandemic far better than most developed countries. Lots…

And for a Friday in the IC era (In Corona), other eras are BC era (Before Corona) and AC era (After Corona)….. some thoughts….. some musings….. Statistics, as of the day, 21,700 total infected cases, 686 deaths nationwide, 1,86,372 global deaths, don’t mean anything. Suddenly I am jolted when my friend loses his Mother to…

And for a Friday, continuing WFH (working from home )….. some thoughts….. some suggestions….. The new Financial year has started and all Senior Citizens must urgently look at their investments, cash flow and financial planning into the current year amidst the uncertainties of the COVID-19. Keep 45 days of cash requirements at home. Replenish every…

And for a Friday, strictly abiding the COVID-19 curfew and WFH, some thoughts….. some assurances….. A Chemist by qualification, having worked for decades in the Worlds largest Chemical company, I am in harmony with Chemicals found in Nature and synthesised, preaching and practicing sustainable use of chemicals for a healthy modern life. COVID-19 is upon…

And for a Friday readjusting life to COVID19, some thoughts….. some musings….. When a humongous crisis of unimaginable proportions like COVID-19 hits a democratic country, you have to be blessed to have a capable strong leader in command of a nation of 1.3 billion people of all hues and colours, all religions of the world,…

And for a Friday in curfew bound Bangalore and locked down India, reminiscing the last big function attended – the IGTC Convocation, some thoughts….. Indo German Training Centre – Post Graduate Programme in Business Administration is the only Management institute in India which follows the German Dual Education system. Students are selected by the HR…

And for a Friday in a world shaken up by the COVID-19, a World that will never be same as before, some thoughts….. some resolve….. Our PM has made an Emotional appeal (let’s forget politics and our differences ) and beseeched every citizen in the country to show Restraint, Resolve, have patience and cooperate to…

And for a Friday after the Bombay Chamber Conclave on Corporate Governance, some thoughts….. some musings….. Need for the highest standards of Corporate Governance is now paramount and Centre stage. With Satyam debacle, the Company’s act 1956 was amended to bring in sweeping changes – Role of Independent Directors, constitution of the Board, Related party…

And for a Friday in Mumbai arriving after the 11th HEF Annual Convention in Kharghar, some thoughts….. some musings….. I am amazed at the plethora of positive Developments and Events that take place across our country in so many fields and go unreported. Education is as important as any. Higher Education Forum (HEF) is promoted…

And for a Friday in my childhood city – Pune, some nostalgia….. some thoughts….. At core, I am a Punekar and enjoy showing off my knowledge of Marathi – having spent my childhood and adolescent years in this lovely city, then known as Poona and now localised as Pune. Base of the Peshawas and the…

And for a Friday returning from Trivandrum, witness to two remarkable initiatives….. some thoughts, some musings….. First and foremost, led by the State’s Dynamic Chemistry Teacher changed Health Minister – K. K. Shailaja, Kerala has become World Model in combating the aftermath of the COVID19, as early as January with the first trickle of news…

And for a Friday listening to our Honourable PM delivering key note speech at Times Now Summit….. some thoughts….. some Hopes….. PM announced that only 2200 people in India have declared Income over 1 crore whereas 15 million have bought luxury cars and 30 million have traveled abroad either as Tourists or businessmen. 57 million…

And for a Friday in Chennai, originally Madras, the first and oldest Corporation in India….. some thoughts….. some musings….. The Corporation of Madras, set up by a Royal Charter in 1688, is the oldest Municipal body in the Commonwealth of Nations outside Great Britain. The villages of Nugumbakam, Egmore and Chetpet were the first to…

And for a Friday in Hyderabad, on eve of much anticipated, hopefully economy boosting, Union Budget….. some thoughts….. some musings….. No matter which Political dispensation is in Power, the honest Salaried Tax payer gets knuckled every time a Budget is presented. Last year salaried tax payers had coughed up 76,306 crores whereas non-salaried, all classes…

And for a Friday in Aamchi Mumbai, some Reminiscences….. some thoughts….. Mumbai is always miles ahead of other cities, thanks to young 29 year old Grandson of Balasaheb Thackeray – Aditya Thackeray, the Tourism and Environment Minister of Maharashtra who is attempting MUMBAI as Maximum city. Our city will now work round the clock –…

And for a Friday as the World totters away from the catastrophic Brink of a War over Iran and Global economic downturn, some thoughts….. some musings….. In the Globalised economy of today, India has to fight for its own growth and competitiveness. No matter what the external and internal problems be, the nation has to…

And for a Friday arriving in Trivandrum on Bandh day, some thoughts….. some musings….. Kerala Govt led by a Communist Chief Minister is soliciting investment and Economy Growth with the avowed objective of eliminating Unemployment and guaranteeing jobs to the Kerala Youth – an absolute Noble objective. I fully support ASCEND 2020. If India has…

And for the first Friday of the Brand New 2020, some thoughts….. some musings….. New year celebrations are time immemorial – 2000 BC, starting with Messopotomians to when the Gregorian Calendar was established in 1582, from when every first January, New Year Resolutions and celebrations are done en masse. How times and Greetings have changed.…

And for a Friday after the rather unexpected, but refreshing NCLAT judgement on the House of TATAs….. some thoughts….. some musings….. Nobody disputes the absolute integrity, Trust and Value basis of the 150 year TATA conglomerate operating in more than 100 countries with a business of over 111 Billion dollars, ranging from common salt to…

And for a Friday with inflation at a 40 month high, Vegetable prices 36{aff5a224634bf574f692c8c7d068a0713fecca4ea38a30d3005107227dbb12e7} costlier this month and Onions skyrocketing….. some thoughts….. some musings….. China, India, Mexico and US are the major Onion Growing countries of the world. India with a normal consumption of 16 million tonnes and production of 19 to 20 million tonnes…

And for a Friday, holidaying with friends in Dubai and UAE….. some thoughts….. some musings….. Dubai is undoubtedly the most “happening” touristy, shopping destination. Airport staff are being trained to speak, apart from Arabic and English, in Chinese, French Russian and Spanish. They are very efficient and courteous. For the 48th UAE National Day a…

And for a Friday arriving into Dubai after the memorable Homage Event for 26/11 Martyrs in Mumbai….. some thoughts….. some musings….. PCGT – Public Concern for Governance Trust is an NGO headed by Julio Riberio the fiery Super Cop and Padma Bhushan Awardee, currently very active in Mumbai, promoting Good Governance, fighting Corruption and Communalism…

And for a Friday….. feel sad with news of another impending divorce of a known young couple….. some thoughts….. some musings….. Statistics can be misleading. India is counted amongst the least divorce rate countries in the World with just 1% as compared to 55% in France and 65% in Spain. Abroad, people are enamored by…

And for a Friday in Trivandrum after the historic Ayodhya judgement, some thoughts….. some musings….. Imagine life a full circle. In 1528 Mir Baqi, Babur’s Army General built the Babri Masjid. In 1542, in compensation Mughal Emperor Akbar built the Ram Chabutra (platform) where the Idol of Lord Ram remains established. The Babri Masjid-Ram Temple…

And for a Friday after India rightly pulls out of RCEP, some thoughts….. some musings….. RCEP – Regional Comprehensive Economic Partnership – India has been an active member negotiating with ASEAN and Quad 4 countries since its launch in Phnom Penh, Cambodia in November 2012. China slowly but surely, in keeping with its Imperialistic ambitions,…

And for a Friday returning from Diwali holidays in Sri Lanka, some thoughts….. some musings….. Sri Lanka has great strategic importance to India and our policy of increasing our friendship with all our neighbours – SAARC (minus Pakistan), BIMSTEC etc. etc. Hence the Presidential elections on November 16th in Sri Lanka must be closely followed.…

And for a Friday after the absorbing and intense 3-day Synergia Conclave, some thoughts….. some musings….. My friend Tobby Simon, the Founder President of Synergia and his Team – fantastic effort and total commitment to a non-partisan, high quality research. Drawing on their wide National and international network, Synergia has worked in both traditional and…

And for a Friday after the Round Table on SDGs with the German Ambassador, some thoughts….. some musings….. HE Ambassador Walter Lindner, in his first trip to Mumbai, chaired a special Round Table discussion on SDGs – Sustainable Development Goals. Agreed by the G-21 and ratified by more than 140 national Leaders, to make the…

And for a Friday in Mumbai to attend a Bilalumini Get together, some thoughts….. some musings….. Lots have been written and discussed about India’s young population as a Demographic advantage. An equally powerful group is the Retirees Group. Today lots of Professionals opt for early Retirement. An independent research study by HSBC “Future of Retirement;…

And for a Friday after a needless Language controversy has been ignited, some thoughts….. some musings….. The strength of the country is its rich Diversity and huge Tapestry of Cultures, Colours and Configurations. India is often compared as a “Thali” Meal. You could have Vegetarian Thali with or without Jain food or only Dry Sabjis.…

And for a Friday after the Paradigm shifting Corporate Tax cuts, some thoughts….. some musings….. Drastic, never before Corporate tax reduction from 30 to 22%. For new Manufacturing companies just 15%. India is now competitive with most ASEAN countries. The Nation is on a “Reset” mode after the much needed positively disruptive changes like Demonetisation,…

And for a Friday in Thiruvanthapuram to seek blessings of Lord Padmanabhaswamy, some thoughts….. some musings….. Sometimes Godly interventions open doors. A private visit of our Sambandhis from Kathmandu turned into an opportunity to have an excellent Darshan of the Lord. With kind courtesy of my friend Vijay Kumar, a very detailed visit of the…

And for a Friday after India’s Space Mission Chandrayaan-2 success, but not full moon mission…. some thoughts….. some musings….. Let us all be very proud and happy that Chandrayaan-2 completed most of its Moon Mission and just 335 meters away, lander Vikram lost communication control. India is among only four countries having the Space Research…

And for a Friday with booster doses being discussed to pep up the Economy, some thoughts….. some musings….. I am a great supporter and am actively involved in CSR by Corporate sector, but in the Company chosen fields at their own speed. Corporate sector not only brings managerial efficiency and technology but has some of…

And for another Friday, some thoughts….. some musings….. My interactions in the three cities that we now live in, Bangalore, Mumbai, and Trivandrum as well as visiting some of the Moffusil areas and villages around, dealing with my own personal staff and friends, I see the deteriorating standards of Old age care – both for…

And for a Friday in my Hometown, Thiruvananthapuram….. some thoughts….. some prayers….. If Kerala is Gods Own Country, then Thiruvanthapuram Sri Padmanabhaswamy Temple is likely the Abode. The name of the city in Malayalam translates to the “City of Lord Anantha” referring to the Deity of Lord Vishnu lying on the Serpent. In the temple’s…

And for a Friday with National Education Policy-2019 (N.E.P), the most impactful National Policy at the final stage….. some thoughts….. GOI appointed Committee headed by Dr. K. Kasturirangan has submitted the NEP, one of the most comprehensive and revolutionary changes into the Education system in India. It hopefully will end the current “Rote – Only…

And for a Friday after the historic reunification of Jammu & Kashmir with India….. some thoughts….. some musings….. Some historical facts – October 22nd 1947, Jinnah, the creator of Pakistan, surreptitiously supported by Lord Mountbatten and then PM of UK, Clement Attlee sent Tribal Raiders into Kashmir to overthrow the Hindu King. VP Menon, then…

And for a Friday, returning from the Central University of Kerala in Kasargode….. some thoughts….. I am thankful to Dr. Gopa Kumar the Vice Chancellor of The Central University of Kerala, a brilliant academician, specialised in International Relations, Competitive Politics and Indian Politics, a scholar and an outstanding orator fluent in both English and Malayalam.…

And for a Friday in Rainy Mumbai returning from Hyderabad….. start of Pro Kabbadi League….. some thoughts….. Pro Kabaddi now in season 7, similar to it’s big brother IPL Cricket, has a heady mix of Film and Sports personalities. Each sports icon and Bollywood Star rakes in Crores of rupees in Sponsorship and advertisements, raising…

And for a Friday in Mumbai as Azim Premji passes the Baton at Bengaluru….. some thoughts….. some musings….. Premji is just phenomenal. Having known him for over three decades (he is a Honorary Patron for my Social Enterprise – SEEGOS) I cannot stop admiring his unflinching adherence to the highest standards of Personal and Corporate…

And for a Friday after Union budget announced India’s Target….. a $ 5 Trillion Economy in next 5 years….. Its a Stretch and Challenging Target but eminently achievable. Whilst all sectors of the economy have to fire equally, the defining sector is Agriculture. Contributing only 16% to Indian GDP, more than 60% of the population…

And for a Friday, just returning home from a holiday in Lisbon….. some thoughts….. Most of India, but definitely all Goans and Keralites know Vasco da Gama the first European to sail to India, land in Cochin, establish the Spice Trade and set up an Empire. Goa was liberated only in 1961 much after rest…

And for a Friday travelling with the Indo-German Delegation, some thoughts….. Germany continues to fascinate me. Every trip I make, every factory I visit, every German Technical innovation I see, my conviction is further enhanced that India and Germany are natural Partners in these VUCA times. Indian Ambassador Mukta Tomar aptly positioned India – “The…

And for a Friday after the Bombay Chamber AGM in Mumbai….. some thoughts…… BCCI, Bombay Chamber of Commerce and Industry, only 183 years old as my friend Deepak Parekh mentioned in a lighter tone. Do not confuse with the other BCCI – Board of Control of Cricket in India. This BCCI is the oldest and…

And for a Friday in Mumbai, some thoughts….. some musings….. Narielpaani wala is an iconic business to Mumbai, mostly run by Malabaris from North Kerala who migrated to Mumbai long years ago. Shops could be run by just one person or a full service centre with all other fruit juices etc. Coconut is a fruit…

And for a Friday returning home to Aamchi Mumbai….. Namma Bengluru….. Ente Thiruvanthapuram….. some thoughts….. some wishes….. How much international travelling has changed for the better and so much more comfortable. Qatar Airways have redesigned their Business class as Q-suites – very private, comfortable, personalised services and Doha Airport for US transit is fabulous. Preparing…

And for the last Friday of this trip in USA….. some thoughts….. Undoubtedly America is the only Super Power in the World today – though China, the second biggest Economy, is trying hard to compete, she is nowhere close. US is miles ahead particularly powered by its strength in Innovation, Research and Technology. US has…

And for a Friday attending a family wedding in Austin, Texas and closely following the Election results back home….. some thoughts….. Everything about India is large scale and incredible. Numerators are impressive, the Ratios appalling and the largest democracy conducts such a peaceful election spanning 39 days. 900 million voters, 1.3 mn polling booths and…

And for an early Friday in Mexico some thoughts….. some musings….. Well wishers in US dissuaded us from coming to Mexico – Crime, Violence, Phonesnatchers, etc. etc. Having lived in Mumbai, anybody who has travelled Mumbai suburban local and alighted at Dadar or boarded at VT with all his limbs and possessions safe, then, no…

And for the first Friday in USA at Little Elm – Dallas….. some thoughts…. some musings….. Indians and Faith are inseparable. A new Hanuman Temple just been constructed in Dallas. Of course all the Worship and Poojas are done as per Indian Tradition but with an exceptional US twist. There are three Pillars inside the…

And for the last Friday before my annual Vacation cum work visit this year to USA and Mexico….. some thoughts….. Inspite of all its tough and unpredictable Visa conditions and inspite of the role of some of its Politicians, US of A is still the largest attraction and dream destination of every single youth anywhere…

And for a Friday in Mumbai after my maiden flight by Vistara….. some thoughts….. The Taj group from the house of Tatas are the best in hospitality and services. Everytime I stay at the Taj Mahal Palace I am reminded of their deep desire to care for their Guests, the unforgettable sacrifice made by the…

And for a Friday in Mumbai, some musings….. some thoughts….. Those of us born in the fifties in post independent India, in the days of Land phones, Ambassador cars, three year wait for Vespa scooters, Binaca Geet Mala, Aarey Milk badges, Umrao Vick and Kerosene stoves, Black and White TV….. the Chitramala generation. Living in…

And for a Friday in Trivandrum amidst two great events….. Lok Sabha Elections and Cricket – Indian IPL extravaganza….. My friend Shashi Tharoor is in a tough three cornered fight with strong BJP – candidate K. Rajasekharan and well grounded CPI’s C. Divakaran in Trivandrum. Election is on 23rd. In the other two cities I…

And for a Friday as nominations close and Lok Sabha Elections get underway….. some thoughts….. The 2019 elections is for 543 out of 545 Lok Sabha seats. 900 million registered voters makes this election the Biggest in WORLD History. First time voters in age group of 18-19 years itself is 15 million. The logistics and…

And for a Friday, a milestone week when finally the Lokpal is constituted….. some thoughts….. Lokpal (Caretaker of the People) was first coined by veteran Politician Dr.L M Singhi in 1963. Bills introduced in Parliament in 1968, 1971, 1977, 1985, 1989, 1996, 1998 and 2001. Every time it got referred to a Parliamentary Committee and…

And for a Friday in Chennai, returning from Delhi after the farewell for the German Ambassador….. some thoughts….. Dr.Martin Ney, after his extended term as German Ambassador to India has to move to his next posting. But we surely will miss Martin and his charming, Gracious wife Gaby. Been such good friends. Their stay in…

And for a Friday, having arrived late yesterday night in Hyderabad….. some thoughts….. Pangs of a fast growing changing economy – these days one has to undergo tremendous uncertainties and price swings in Air travel. You are not sure till the flight has taken off. All domestic airlines are in trouble. The best in class…

And for a Friday in “Coastal Road Project” and “Underground Metro” Mumbai….. some thoughts….. Mumbai is undoubtedly the wealthiest city in India and now confirmed as the 12th most wealthiest in the World, London being number one. Asians and Indian Millionaires and Billionaires are growing rapidly. Knight Frank have released their latest Global study. In…

And for a Friday when the whole Country is anxiously awaiting the return of Wg. Cdr. Abhinandan….. some thoughts….. Terrorist Masood Azhar of Jaish-e-Mohammad, the brain child of the ISI and “implementing Tool” of the Pakistani Army, celebrated and owned responsibility for the massacre of 42 Indians at Pulwama on Feb 14. India was aghast…

And for a Friday in Chennai welcoming the arrival of our third Grandkid….. some thoughts….. Awaiting news of my Grandchild and the yonder days when my Son was born seems so different. Those days in the Eighties, I left all aspects to two sets of Parents and the Doctors. Less knowledge and no time to…

And for a Friday in Hyderabad after the IGCC Founders day in Mumbai….. some thoughts….. Indo German Chamber of Commerce – IGCC is the largest bilateral chamber in the Country. More than 6000 Indian and German Companies have been at the forefront of Indo German cooperation initiatives and is the voice of Indo German business…

And for a Friday, the sad realisation that Anna Hazare’s more than 8 days fast in Ralegaon Siddhi, fighting Corruption and farmers woes, was hardly reported or cared about….. some thoughts…… I do not understand Politics. Being a Professional with capabilities only in managing Assets and Capital on trusteeship basis, I feel aggrieved and hurt…

And for a Friday after the Indian Women and Men’s Cricket triumphs in New Zealand….. some thoughts….. Cricket broadcasting and visuals have come a long way in India. Our generation started with Radio commentary. Vizzy, Maharaja of Vijaynagram with Bapu Nadkarni’s bowling Analysis….. 31 Overs 28 Maidens 7 runs and 1 wicket….. ooofff….. unimaginable in…

And for a Friday, the day before our 70th Republic Day….. some thoughts….. First some basics. India became Independent on 15th August 1947 which means we moved away from a Constitutional Monarchy with King George VI as Head of State and Lord Mountbatten as the Governor General of India. But that was only half the…

And for a Friday in Mumbai as a Panelist at the 13th International Conference on CSR (Corporate Social Responsibility)….. some thoughts….. The new Companies Act mandating 2% of Profits for Social projects by all Profit making Companies is a unique Indian Law, very relevant for a Socialist Economy transcending into a Market Economy. Corporates in…

And for a Friday in Trivandrum, some remembrances….. some thoughts….. What I love about arriving in Trivandrum is the View of Acres and Acres of Greenery, the Coast and sunbathed beaches from window of the Aircraft and within twenty minutes I am into my Home in Central part of the city. No other capital city…

And for a Friday, enjoying the hospitality of our “Sambandis” in Nepal….. some thoughts….. Nepal is a land locked country of 27 mn people and is no longer the only Hindu Kingdom. She now has her own Constitution and is known as the Federal Democratic Republic of Nepal. Simple, loving, caring people with some of…

And for the last Friday of the year, some thoughts….. some flashback…….And for the last Friday of the year, some thoughts….. some flashback……. Never mind the noisy TV….. “Shoutdowns” supposed to be intellectual debates…… the newspapers full of depressing stories….. lousy magazine Articles….. it’s all part of the Critical, Argumentative Indian mindset. But the last…

And for a Friday in Alleppey, attending 80th birthday of a dear Friend….. some thoughts….. some musings…… Alleppey is locally marketed as Venice of Asia….. Headquarters of the Canal systems in Kerala….. the Ramada hotel is very well located….. right at the Edge of the Punnamada backwaters is ideal….. the place where the famous Annual…

And for a Friday in Udaipur, fresh from the Kochi Biennale….. some thoughts….. The Kochi Muziris Biennale is in its fourth edition. Unique assemblage of contemporary art from across the globe. This 108 day event exhibits outstanding works of 94 Artists in 10 venues in Fort Kochi, Matancherry and downtown Ernakulam. Innaugrating the Biennale, Kerala…

And for a Friday of another absorbing and hectic week ahead….. some thoughts….. some musings….. By the Grace of God life is as busy in my second Innings. Today Book launch by Sashi Tharoor “An Era of Darkness”. Saturday, Shankar Mahadevan Nite at Banglore Club. Tuesday, Kochi Biennale inauguration and IGCC meet at TAJ Malabar.…

And for a Friday after the 10th Anniversary of 26/11….. some thoughts….. some musings….. The least I could do was to travel to Mumbai and pay homage to all the Martyrs who laid down their lives to keep us Mumbaikars and the citizens of India safe, fearless and enjoy the hard won Freedom of our…

And for a Friday in Mumbai….. some thoughts…… In more than 5 decades of staying in Mumbai, I had never noticed a super luxury Hotel coming up in the midst of multiple grave yards, but now one of the most strategic locations. First time stayed at the Four Seasons, Worli, the view from my 24…

And for a Friday, speculations on Jet Airways future, some thoughts….. some musings….. As a Platinum Member, Jet Airways has been my favourite since inception. This Airline set standards in pristine Domestic Air travel – Brand new Aircrafts, excellent cuisine, smart Airhostesses in colourful uniforms with the Typical bright yellow overcoats and personalised service. They…

And for a Friday after twin celebrations of Diwali and the 60th Birthday of a very dear Relation….. some thoughts….. some musings…… Diwali this year was unique, thanks to the huge Pollution in the Delhi region. Supreme court laid down various strictures, no loud noisy Polluting crackers, time limit only two hours in a day,…

And for a Friday….. World Bank “Ease of Doing Business Report” released. India beats all records, highest jump in rankings….. World bank ranks countries on basis of Business Regulations. The higher the Rankings better the ease of doing business and easier to start and operate a business, less corruption, less bureaucratic red tape, transparent Rules…

And for a Friday in Hyderabad, the current composite Capital of Telangana / Andhra and the Agritech Capital of India….. some thoughts….. Punjab was once recognised as the front runner in Agriculture. No more. Telangana has raced ahead and has managed number of innovative measures to help Farmers. Of 29 million acres of tillable land,…

And for a Friday with Markets in turmoil….. some thoughts on Wealth Protection….. wealth Bequeathing….. These are VUCA times – Volatile, Uncertain, Complex and Ambiguous. One Tweet from Trump, another move by China and suddenly rupee has depreciated, Petrol prices hit the roof, overnight AAA rated bonds of ILFS have been degraded to “D” status…

And for a Friday in Mumbai after the Compliance Symposium at Taj Lands End….. some thoughts….. I am really impressed by the many Excellent Organisations and honest committed Citizens working zealously to improve Governance in the Country. At the 5th Compliance Awards hosted by Legasis and BSE (Bombay Stock Exchange) more than 700 companies entered…

And for a Friday in the fabulously green and luxuriant island, Srilanka….. some thoughts…… some musings…… As head of a large MNC, Srilanka was part of my responsibility. I traveled quite often thru tough times in the country. The LTTE insurgency had torn the country apart. The violence, killings and disturbances were all so ghastly…

And for a Friday after the historic judgement of Supreme Court on Aadhar….. some thoughts….. Let us all be aware that the Unique Individual Identification based on multiple bio-metrics like IRIS (Eye images), finger prints, face photo and successfully completing without errors for 99.8 % of India’s population of 1.2 billion people is a worldwide…

And for a Friday in Mumbai after the AGM of IGCC….. some thoughts….. As one of the longest serving Committee Member of IGCC (Indo German Chamber of Commerce ) it’s always a pleasure for me to learn from the German experience. This year the largest bilateral Chamber’s AGM theme was ‘Business & Culture’. The Chief…

And for a Friday in Mumbai….. some thoughts….. some musings….. Mumbai to me is the iconic city in India symbolising India’s Entrepreneurship, will-do spirit for big dreamers, for Rags to Riches….. there is opportunity for all, the legal way, the “Khandani way” and well, the scamster way. Harshad Mehta to Nirav Modi have used innovative…

And for a Friday in Trivandrum with Kerala slowly recovering from Century’s Worst Floods….. some thoughts….. Whomever I met in Kerala, irrespective of Political lineages, all are Unanimous that Chief Minister Pinarayi Vijayan was the Face of the Kerala Fight back. He led from the front, marshaling all resources, empowering his District Collectors and officers…

And for a Friday returning from Delhi after the Board meeting of AlfI….. some thoughts….. AlfI – Alliance for Integrity is sponsored by the German Federal Ministry of Economic Cooperation and Development. It is a business driven multi-stake holder initiative between the private sector, public sector, civil society and international institutions – the sole aim…

And for a Friday after the incredible Malayali spirit displayed in Kerala this week….. some thoughts….. WMF – World Malayalee Federation is an international body of ‘Malayalees’ formed to foster relationships, a community bonhomie and Social Welfare. It has presence in 90 countries and is headquartered in Austria with one Vision and one Motto –…

And for a Friday, as my heart goes out to all the flood affected and suffering in Kerala….. some thoughts….. Its absolute Pralayam as half of Kerala is under Water. Flooding like this never before in living memory. Heavy Rains started August 8 and continues to lash Ernakulam, Aluva, Kozhikode…… Pathanamthitta is worst affected. Unfortunately,…

And for a Friday after the demise of a Regional Satrap with an unparalleled National Footprint, Dr. M Karunanidhi….. some thoughts….. A crusader politician who started in the 1950ies on basis of Anti Hindi; Anti Brahmin; Anti Superstition; Anti North Indian quickly mastered the nuances of Electoral Arithmetic. He used his strengths – Mastery in…

And for a Friday after the historic victory of Cricketeer Imran Khan, now the Prime Minister Designate of Pakistan….. some thoughts….. Strange but true that India and Pakistan cannot see eye to eye. But Indians and Pakistanis (barring the Army) have so much in common. We share the same culture, love the same food, speak…

And for a Friday in Hyderabad after a Potentially Game changing Legislation in India….. some thoughts….. It’s been quite a while since both the Ruling Party and Opposition have come together and unanimously passed, both in the Rajya Sabha and Lok Sabha, the Prevention of Corruption (Amendment ) Bill 2018 on 19th and 24 th…

And for a busy Friday in Mumbai, first meeting started 8.30 am. A short break now 6pm, then dinner get together till 11 pm….. some thoughts…… Mumbai is Miles ahead of any other Indian City in its Professionalism, Creativity and hard work. The Entertainment and Media content Industry is just one example. Currently a market…

And for a Friday after the Ruling from NCLT on TATA Group some thoughts….. The 356 page judgement of the National Company Law Tribunal (NCLT) has dismissed Cyrus Mistry’s petition challenging his Removal as Tata Sons Chairman. It has also rejected allegations of misconduct against the Company Board and Mr. Ratan Tata. Allegations of NANO…

And for a Friday into the final stages of the greatest Sports spectacle of the Universe, Football World Cup 2018….. some thoughts….. Quarter finals starts today. Who wins the Cup….. Brazil… France… England… Belgium… Uruguay… but sadly my favourite Team Germany knocked out…. notwithstanding, the Champions will take home a Whooping 265 Crores as winning…

And for a Friday attending the Global Social Business day coinciding with the Birthday of my friend Dr. Yunus….. some thoughts….. I am so fascinated by the energy, the Simplicity, the Humility and the discipline of this young ( only 78 years ) sprightly Global Citizen. Unbelievable, his endearing spirit, noble thoughts and Visionary ideas…

And for a Friday of the week of failed disinvestment of Air-India, some musings….. some thoughts….. My first recollection of Air India is my Father telling me of the First Domestic flight in India, of the then Tata Air Services. Tata Airlines started by JRD Tata was from Mumbai to Trivandrum much before I was…

And for another memorable Friday after the Quixotic meeting of two World leaders in Singapore….. some thoughts….. I do not know what US lost or gained, but Kim Jung Un the despicable Dictator of North Korea went laughing back to his bank and people. He won it all. Kim got all the legitimacy he wanted,…

And for a Friday in Germany with the Indo German Delegation….. some thoughts….. Germany never ceases to surprise me on every visit, with its advancement in Technology and Manufacturing Excellence based on its solid foundation of the Dual Vocational Education System, fantastic network of the Global German Chambers, the Mittlestand ( Small and Medium )…

And for a Friday after getting news of a very dear friend having been diagnosed with Prostrate Cancer….. some thoughts….. Those of us the “Senior Citizens” well qualified at Sixty plus must be prepared for all eventualities. Yesterday is Passé, tomorrow is uncertain….. enjoy the today taking all into stride. I hate when people are…

And for a Friday on a holiday weekend in Goa with Family….. some musings….. some thoughts….. In my Corporate career of more than 40 years, I have enjoyed Goa on each of those more than 100 trips. A favourite Conference destination, every business division had their Annual award nights, music, dance, food, good booze, fun…

And for a Friday in Mumbai after one of the Worlds biggest E-Commerce deals ever last week….. some thoughts….. Don’t be surprised…. The Worlds Largest Retailer, Walmart, aquiring 77{aff5a224634bf574f692c8c7d068a0713fecca4ea38a30d3005107227dbb12e7} of Flipkart, paying them close to ONE LAKH CRORE, can potentially help Farmers Double their income. You and I get Tomatoes, Potatoes and Onions at half…

And for a Friday before the Karnataka Elections Voting day….. some thoughts….. In my second Innings with three permanent homes in Mumbai, Trivandrum and Bangalore, my vote is still in Malabar Hill Constituency -South Mumbai. Me and The Wife have never missed voting so far, but will have to skip voting tomorrow. All Parties and…

And for a Friday, passing by Trivandrum, some thoughts….. some Wishes….. This city, now referred to as Thiruvanthapuram, combines the Nostalgic with Modern and for lovers of Kerala cuisine, speciality dishes at every price point. The Kerala Parathas and Beef fry from the “Thatta Kada”, the buffet at the Taj Vivanta with wine and spirits,…

And for a Friday, almost midway thru IPL cricket mania, enroute to the coffee plantations in Coorg….. some thoughts….. Hats off to Lalit Modi and his team of Innovators who created IPL, a perfect cocktail of Glamour, excitement, Fun, business and Cricket…. the only National Religion truly accepted from Kashmir to Kanyakumari and Bhuj to…

And for a Friday in Mid April as Summer hots up….. some thoughts….. Let us not complain of the sultry, oppressive heat. Let’s pray for even more sultry wether as this is the harbinger for Moisture laden clouds to be blown from the Oceans bringing in the South West Monsoon, so critical for our country.…

And for a Friday in Mumbai, the Banking and Commercial Capital, ICICI Bank MD issue…… some thoughts….. No one will challenge that corruption has become part of our DNA. Crony politicians, inept bureaucrats and sleazy businessmen have made it a systemic issue. But India is not alone. Corruption in China is as monumental as its…

And for another Friday in Trivandrum with the legendary “Teacher”….. some thoughts on Sustainability….. What an honour to meet Padmasri Sugathakumari, Kerala’s well known Poetess and Environmentalist, lovingly referred to as “Teacher”. A true ikon for the principles of Sustainability, wherein the Economy, Ecology and Society is in Harmony. Teacher Sugathakumari, apart from being the…

And for a Friday, sipping Coconut Water in my Lawns in Trivandrum….. Captain Smith and Ethics….. some thoughts….. Leadership is all about having a Vision to take your Team to achieve its Mission. A Corporate CEO or Cricket Captain, its all the same. Integrity of the Leader is most important. There are no shades of…

And for a Friday responding to an SOS from a Foreigner friend delegating in India….. some thoughts…… India is the Fastest growing large Democracy in the World. In the last six months itself, almost all State Govts spearheaded by their CMs and full State Machinery in attendance have organised Global Investor meets in their State…

And for a Friday in Hyderabad, in the heart of Innovative….. Agriculture….. some thoughts….. The unprecedented 180 kms walk through blistering heat by more than 20,000 Tribal farmers from Nasik to Mumbai not only attracted National Interest, but is a big “ Slap-in-the-Face” for all us Policy Makers and Managers and Experts of the Rural…

And for another Friday, marvelling at Incredible India….. Incredible people – Mayank Gandhi, Parli Project, Technology Rural India….. some thoughts….. Worlds Largest – 462 mn Indian Workforce predominantly in Rural India in Agriculture and Construction. Use of Technology must change the face of Rural India and one day it will….. due the perseverance, commitment and…

And for a Holi Friday….. Holi – the festival of colours in North India but today is Attukal Pongala, biggest woman’s event in Kerala….. some thoughts….. Kerala is famous for lots, highest literacy, European Human Index standards, Communism, Nooku Koolie etc. etc. But nothing like today, the Attukal Pongala day. Trivandrum – the capital city…

And for a Friday in Bangkok attending a Strategy Conference, some musings….. some thoughts….. Bangkok is a fabulous Business Conference and as much a Holiday destination. Value for Money Luxury Hotels, good shopping, lovely Beaches, excellent cuisine and ofcourse the choicest of Massages. Lots have changed from my first visit in early seventies and thru…

And for a Friday of a big bank fraud – 11,300 crores siphoned from PNB….. some thoughts….. Basic Management principle in any crisis….. the Responsible Decision centre, in this case the RBI, must immediately restore confidence in the system. All international payments and banking commitments will be honoured. Deal with PNB and its Management later.…

And for a Friday at the PCGT annual event in Mumbai, some thoughts…… As a Trustee of PCGT (Public Concern for Governance Trust ), I am amazed by our Chairman – Padma Bhushan Julio Riberio – 90 years “Young” Warhorse, his childlike enthu, boundless Energy, Can-do Spirit and willingness to take up causes for the…

And for a Budget Friday in Mumbai, some thoughts….. some musings…… In the seventies and eighties, in the Hey days of Socialism, “Garibi Hatao”, “Roti, Kapada aur Makaan”, I remember Nani Palkhiwala with his interpretation of Policies and taxes…. Income Tax was 75 to 90{aff5a224634bf574f692c8c7d068a0713fecca4ea38a30d3005107227dbb12e7} plus CDS – Compulsory Deposit Scheme. Nani explained the terms…

And for a Friday, the 69th Republic Day of India, when in an unprecedented event, 10 Heads of States of ASEAN countries are our Chief Guests….. some thoughts….. Whilst India gained Independence on 15th August 1947, we were still part of British Constituent Monarchy under King George VI, with Earl Mountbatten as the Governor General…

And for a Friday at the Taj Mahal Palace Hotel in Mumbai amidst unprecedented Security….. some thoughts….. I really appreciate the Israeli PM Benjamin Netanyahu and his 130 strong Business Delegation from 102 Companies choosing the Taj Hotel. I did not mind suffering the Security Hassles, but it is a strong message to 26/11 Mastermind…

And for the first Friday of 2018 in Gods Own Country, Trivandrum…. some thoughts…. The Kerala Model of Development has helped achieve Social and Educational development comparable to Western Countries in Kerala – low level of Infant Mortality, high level of literacy and life expectancy etc. etc. However, I think the role of that model…

And for the last Friday of 2017, amidst all the fun & frolic of the Season….. some thoughts….. In India Christmas is a big Social Gettogether time. Schools closed, Family Lunches & Dinners, parties and all awaiting the impending New year celebrations. Good food….. Good Drinks….. Good times….. 2017 had many significant Global and National…

And for a Friday in Chennai, of a hectic Political week, acquittal of A Raja and Gujarat Elections…. some thoughts…. Politics is tough business and the Business of Electioneering, a great Business proposition, requires Capital, Mission and Vision Statements ( Manifestos ), Organisation and Strategies. The Marketing Dept has to be very innovative with dynamic…

And for a Friday as Chairman of Governance Committee at BCCI – Board Compliance Seminar…. some thoughts…. Post the unfortunate misgovernance developments at the Iconic Institutions, Tatas and Infosys, the Role, Effectiveness and Accountability of the Board of Directors has come for sharp scrutiny and rightly so. India has ofcourse some great very well managed…

And for a Friday in Mumbai, after the Foundation Day at Sagar Residential School, 2 hours from Delhi…. some thoughts on Education….. School Education is the basic building block of any Nation and we have come a long way. Sagar School a CBSE affiliated 500 students fully Boarding school nestled in 165 Acres of Green…

And for a Friday of another landmark Supreme Court judgement helping the middle class…. some thoughts…. Young Families aspiring to buy Apartments in Cities have been long taken for a ride. Incomplete projects, overcharging, no OC etc. etc. Poor families are stuck with EMIs and mounting debts and running from pillar to post. In the…

And for a Friday after the inauguration of Automatic Kitchen of Akshay Patra in Jigani Bangalore…. some thoughts….. BOSCH and Akshay Patra, Two Organisations I admire. BOSCH – the giant German MNC in India supporting Social causes, Sustainable, Specific and Scalable. Akshaya Patra operates the Worlds largest NGO run School lunch Programme. 16.6 lakh children…

And for a Friday in God’s Own Country, Trivandrum in Kerala….. some thoughts…. Every visit to Kerala is refreshing, enjoyable, the Greenery, the cleanliness, the water and not surprising, Trivandrum was rated the cleanest, least polluted city in India. Particulate measure of 13 as compared to the most polluted Delhi at 502, Noida at 404…

And for a Friday of the Vigilance Awareness Week initiated across India to fight Corruption…. some thoughts…. As in a Corporate Think Tank Workshop, if a Root Cause Analysis done for “Why is India still poor”, the uncontested, unanimous result is Cancer of CORRUPTION. Kindly recall the scathing observations of the Honourable Supreme Court of…

And for a Friday to attend the Indo-German Financial & Business Dialogue in the Historical, Iconic Hall of Bombay Stock Exchange (BSE)….. some thoughts….. The history and evolution of BSE is a remarkable recognition of Change Management and Entrepreneurship of Indian Business. BSE is Asia’s first Stock Exchange established in1875, even before Japan, as an…

And for a Friday, attending an Indo-US Global wedding in the marriage Capital of India, New Delhi…. some thoughts…. New Delhi, compared to any other city in India, is the preferred Marriage destination, to what is now globally marketed as the “Big Indian Monsoon Weddings”. Justifiably so, cos the Event Managers are so innovative and…

And for a Diwali Friday, amidst all the fun, laughter, booze & Diyas & much reduced sound crackers…. some thoughts…. Diwali is a Pan India Hindu festival, the biggest in North, as compared to the rest of India. Pooja is bigger in Bengal, Onam in Kerala, Dussera in Karnataka but no matter what, kids enjoy…

And for a Friday into the last Quarter of 2017, in the commercial capital of India…… some thoughts…… In these VUCA times, most degrees and experience on a job, particularly factor Experience on the same job, has lost all relevance. What matters is Learnability and Adaptability. Voluntary or forced retirements will be unavoidable and hence…

And for a Friday at the Chambers of the Taj Palace Hotel, some thoughts…… Taj Palace Hotel never stops to amaze me, every stay is memorable. The Palace wing has history written all over. Whilst the Tata Group is undergoing leadership change, the Taj Hotels too has a new chief, Rakesh Sarna, an International Hotelier…

And for a Dussehra Friday, full of festivities, let all of us irrespective of caste, Religion, Language or Race, celebrate the Victory of Good over Evil. This day should inspire all of us to fight against all Evils and the biggest of all Evils in India is “CORRUPTION”. Let us not blame others. We are…

And for a Friday in Rainy, Cloudy, waterlogged , potholed but Energetic and Resurgent Mumbai….. some thoughts….. Nothing to beat this City’s amazing capabilities to overcome trouble after trouble, some God ordained – have to bear it, but some man made – totally avoidable. After the heavy rains on Tuesday, what was totally avoidable was…

And for a Friday saddened by avoidable deaths of young people due the “Blue Whale”…… some thoughts….. Technology and innovation has always helped mankind to improve Standards and comforts of living. But some misuse technology to cause grave harm to Society. The teenagers and Young are flooded with offers and choices on their smartphones. Starts…

And for a Friday following the historic judgement of the Supreme Court of India. Some thoughts…. The Honourable Supreme Court struck down the controversial Islamic practice of Triple Talaq or Instant Divorce as unconstitutional. By striking down Instant Talaq, the Supreme Court draws a clear line between Constitutional Rights and discriminating Social practices of a…

And for the Friday after landing in “Hamara Bharat” from the US of A…. some thoughts…. Whatever it is, returning to my Own Country – Incredible India, after a month long tour feels fantastic, liberated, must say arrival experience at Indian Airports has substantially changed for the better!! India now has more than 80 Airports…

And for the last Friday of a Funfilled, Learning, Interactive and interesting travel in USA…. some thoughts…. What sets apart America is it’s very high quality of Education and exceptionally gifted “Ivy League Institutions”…. starting from Schools…. some Public Schools and most Private Schools. Education is, ooof EXPENSIVE. In the Shady School Academy in Pittsburgh,…

And for another Friday…. in US of A…. looking around at living styles…. some thoughts…. Even the dogs here are so disciplined, well trained, keep their surroundings clean and neat and of course, they are well looked after. My niece has three sons, two biological, ages 16 and 14 and Jasper the loving, soft coated…

And for another Friday in US with Family…. relaxed…. meeting friends…. some thoughts….. There is so much in favour of Free Markets to support Entrepreneurship, be it small business or big, it all has to start with the Mission Statement…. why are you in business?? Nebraska Furniture, six lakh square feet showroom, everything a house…

And for a Friday at Frisco – Dallas in the United States of America some thoughts….. I don’t understand why any concerns on making America Great AGAIN…… America is already great…. and the Number ONE Country in the World. Honestly which other country can even consider themselves in the race?? China? Russia? Germany? Japan? None…

And for a Friday in Hyderabad – the Capital of Telangana…. some thoughts….. Erstwhile Composite State of Andhra is now divided. Telangana State has Hyderabad, the crown Jewel city and Andhra will make a new Capital, Amaravati. All know of Hyderabad as Cyberabad, once the Hqrs of Satyam and now, Tech Mahindra. But the Architects…

And for a Friday returning from monsoon deluged Mumbai….. some thoughts….. Attending a Board meeting in HDFC House (Old Lever House ) in Churchgate, which is normally a 20 mns drive from home, took more than a hour & half. Heaviest rains in three years with visibilty of 5 feet. But Hats off to the…

And for another Friday with rumours that the Passports in India will be in Hindi with English translation….. some thoughts….. I wonder why we are raking up this controversial issue when we now have a fine, delicately poised but working 3 language Formula across most of India. Language is an emotive issue across the world,…

And for a Friday in Trivandrum attending my dear Nephew’s wedding….. some thoughts…… The Nair weddings of Kerala are legendary, as much for their simplicity as for the Brevity. The Bridegroom keeps the “Thali ” on the brides neck, it’s tied by the sister or Aunt, Garlands exchanged, a tray with a first set of…

And for a Friday of the holiday week in Iceland, a Nordic country in North Atlantic…. some thoughts….. If Germany is the World leader in Hitech Manufacturing, then Iceland is the number one in High End Adventure Tourism. Iceland the land of the opposites…. Fire and Ice. Unbelievable, how a small country colonised by Norway…

And for a Friday of the week in Germany with the Indo German Delegation…. some thoughts…. Every time I visit Germany I am amazed with the Technological upgradations, increasing openness to Foreigners and wide acceptance of the English language. At the Julich Supercomputing centre, they are combing neuroscience and Supercomputing in the “Human brain Project”.…

And for a Friday returning from “Thenga” land (Coconut Country – Kerala )…. some thoughts…. It continues to amaze me, the never satiating appetite for Gold in Kerala. Sitting at a well known Jewellery store – was a new lesson in Management for me – a multi-storey shop with scores of sales counters and smartly…

And for a Friday with the bubbling Energy of the Youth…. some thoughts…. My association with Synergia Foundation has been educative and rewarding, particularly with the dynamism and commitment of its staff and the President. Synergia Foundation is a interdisciplinary applied research think tank that works closely with academia, industry and polity to establish impactful…

And for a Forgettable Friday when President Trump announces US withdrawal from the Paris Climate Agreement…… some thoughts……. US of A cannot be the World number one Country if it absolves itself of The Responsibility for the Future by breaking off from a historic Agreement signed by 171 nations just last April. In every Risk…

And for the last Friday of May, for all of us born in the Fifties and Sixties after India became a Republic on 26th January 1950…. some thoughts…. hese are my own Four Guiding principles for those of us who built our Careers and Families in Socialist India, in the days of Ambassador and Premier…

And for a Friday after the inaugural cohort of ICAT…. some thoughts….. Sharing the dais with our Keynote speaker, Rohini Nilekani was as educative as humbling. While for Nandan with his achievements in Biometric and IRIS based Unique identification AADHAR, one wonders what Global Award will match his accomplishments, Rohini’s activities are no less impactful.…

Having just returned from BJP – Shivsena ruled Mumbai, travelling from Congress ruled Bangalore, on this Friday, to Communist ruled Trivandrum…. some thoughts….. Politics, Politicians and Political Systems are too complex for me. I don’t understand and have no bandwidth. I am a professional, my specialisation is in managing Capital as Trustee for sustainable development…

And for a Friday in Mumbai after a happy and sad combo Meeting of PCGT…… PCGT – Public Concern for Governance Trust, is one of my most favourite organisations that I am associated with. Happy, we cut a cake to celebrate our Chairman – Mr. Riberio’s birthday and sad, as one of our Trustees –…

And for a Friday in Hyderabad, the Agricultural capital of India…. some thoughts…. The Farmers of old AP and now, Telangana and Andhra are amongst the worlds most Enterprising. Ofcourse, you hear of the Punjab farmer, but that is 100{aff5a224634bf574f692c8c7d068a0713fecca4ea38a30d3005107227dbb12e7} irrigated land. AP has all kinds, Irrigated, Assured Rainfall and Dry land Farmers and all…

And for a Friday, after the landmark decision to scrap the VIP “Lal Batti” system in India…… One of the best reforms in the Country. Effective May 1, nobody in the Country can flaunt the RED-LIGHT on their Vehicles symbolising their superiority to all of us….. the Tax Paying Honest Citizens. Supreme Court had so…

And for a Friday…. after my Cataract Surgery…. and the Malayalam New Year…. Vishu…. some thoughts….. Vishu for Mallus is the New Year, coincides with the New Year across the Country…. Baishakhi, Bihu, Poilo Boishee and just concluded Ugadhi, Gudi Padva. Mallus pray at Lord Vishnu Temple and Lord Krishna. Vishu speciality is the Vishukanni,…

And for a Friday…. after the Annual cricket Fun – IPL…. has commenced…. Nothing unites India as much as cricket does, played across the country and watched by millions on TV. IPL combines the thrill of Cricket with the razmatazz and glamour of the show world. It is the ultimate “Value for Money” entertainment during…

And for the last Friday of this Financial Year…. some thoughts…. In the cacophony of TV shouts and discussions masquerading as Breaking News, we tend to overlook how lucky we as a country are. We have some outstanding Individuals, Organisations, Corporates and Institutions defined by the Indian Constitution, doing yeomen service in Nation Building. Unemployment…

And for a Friday from the city of Hyderabad, which still mourns the sad demise of its bright Young Engineer, Alok Kuchibotla….. Hyderabad the Capitol of Telangana, the sister state Andhra Pradesh and the whole country, condemns this cowardly act of the Deranged Marine, but equally applauds the courage and belief of American Citizen –…

And for a Friday in Mumbai, between two memorable events…. one is over…. and the other will happen on Saturday. What’s over is unbelievable pull of Brand Modi our PM. I have no political affiliations nor do I understand politics, but I admire the voters rising above Caste, Religion and Gender to support the hope…

And for a Friday in Thimpu – Capital of Bhutan…. some thoughts…. Indo German Chamber of Commerce (IGCC) organised the first Business Delegation to Bhutan and what a revelation this Country trip has been!!!! There’s nothing comparable to this quaint, peaceful, happy nation, Bhutan, situated so strategically for India in the middle Himalayas bordering China…

And for a Friday in Mumbai, for the High level Conference on “Bringing Integrity into Business Practices”…. some thoughts…. It’s such a coincidence I participated as Chairman of Ethics Committee of the 175 year old BCCI and Chairman of Alliance for Integrity. We could get some of the most renowned professionals in the country…. sharing…

And for a Friday after the Round Table meet with Prof Enright of Hong Kong University, whose views on China are amongst the most knowledge in the World. For Indians like me, what President Xi Jinping of China, Donald Trump and Chancellor Merkel do, is as important as who will be the Mayor of Mumbai…

And for a Friday in Mumbai…. after the historic Supreme Court Verdict…. some thoughts…. I found it disgusting to see the TV News channels gloating over, who is to be the Next CM of Tamil Nadu in the context of the Supreme Court Verdict. How insensitive to corruption and goondaism have we as a Society…

And for a Friday….at the Round Table meeting with Nobel Laureate Dr Yunus…. some thoughts…. What a pleasure to participate with Dr Yunus espousing the concept of Social Business – its a Company created with the specific intention of solving a Social Problem. Like a business it earns Revenue and like Charity it is driven…

And for a Friday after the Budget, some thoughts…. though Budgets these days are no longer as exciting as in the past. Its predictable, no major shocks and that’s the way it should be. Salaried middle class taxpayers and senior citizens, well, could have been given better. Gross Income of 50 Lakhs plus, surcharge of10{aff5a224634bf574f692c8c7d068a0713fecca4ea38a30d3005107227dbb12e7},…

And for a Friday….. following the 68th Republic day….. some thoughts. The significance of the Republic Day, 26th January 1950…. Constitution of India came into force. I was so happy to receive for the first time, messages wishing me on Republic day. I had replied to each message… “May this Republic Day further strengthen the…

And for a Friday at the iconic Taj Palace Hotel…. some thoughts. Of all the Resorts, Palace Hotels and Luxury boutiques across the World, I love Taj Palace the most. It combines the Old World Charm with absolutely modern conveniences and a staff who are Professional and Passionate of their jobs. I find value for…

And for a Friday in Mumbai…. some thoughts. Not for nothing is Mumbai called the Maximum City. It truly has some amazing Citizens and NGOs, who make outstanding contribution to Society. As a Trustee of PCGT, I am fortunate to be associated with Padma Shri Julio Riberio. Hats off to his energy levels, Social Commitment,…

And for the first Friday of 2017…. some thoughts…. some crystal gazing…. VUCA times. Within a fortnight, Donald Trump will be sworn in as President marking another milestone in these VUCA times. A few summers before America was all of “we are the 99{aff5a224634bf574f692c8c7d068a0713fecca4ea38a30d3005107227dbb12e7}” activists and the “Occupy Wall Street” squatters were all over, condemning…

And for a Friday in Mumbai…. Trivandrum vacation cut short…. pleasant Emergency…. birth of our first Granddaughter…. Moving from God’s Own Country to Aamchi Mumbai is so seamless…. and December is Celebrations Month…. Christmas, New Year, Weddings, what Fun!!! Weddings these days, in middle class India, is fast getting multicultural, Secular and truly Indian Bride…

And for a Friday…. travelling from home…. to home….. to home. Mumbai-Bangalore-Trivandrum….. some nostalgia…. some thoughts…. Travelling in the sixties from Mumbai was, a Train from VT to Madras Central, Surface to Madras Egmore, meter gauge to Trivandrum…. all of six days with coal flakes all over the “Hold-all” and body. Hardships and difficulties made…

And for a Friday in Demonetised Mumbai…. some thoughts…. PROCESS is very important. Let’s recollect Winston Churchill, Feb 1931, “The loss of India would be Final and fatal to us. It could be a PROCESS that would reduce us to the scab of a Minor Power”. Brexit ensures the Final nail in the PROCESS. Brexit,…

And for a hectic Friday… from the SICC Annual Conference at the Taj Bangalore…. to…. The Raffles in Dubai….. some thoughts…. Switzerland and GCC have about the same population, 8 milllion but the Gulf is 51{aff5a224634bf574f692c8c7d068a0713fecca4ea38a30d3005107227dbb12e7} South Asians of whom 50{aff5a224634bf574f692c8c7d068a0713fecca4ea38a30d3005107227dbb12e7} are Mallus. SICC – (Swiss India Chamber of Commerce) has more than 250 member…